0800 731 7614<\/a><\/h1>\n
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What is an equity release mortgage?<\/h2>\n
![\"\"](\"https:\/\/www.fpgonline.co.uk\/wp-content\/uploads\/2019\/12\/ERCLogo_Colour_225px.png\")
We all want to enjoy a new lease of life in retirement, but having enough\u00a0money to pay for bigger plans on top of the everyday essentials can be\u00a0tough. If you\u2019re looking for a way to fund your retirement dreams without\u00a0having to move, you could consider releasing equity from your home.\u00a0An equity release mortgage is a loan secured against your home. The loan, plus interest, doesn\u2019t have to be paid until the last borrower dies, or moves out of the home into longterm care. There\u2019s no need to make monthly payments and you won\u2019t have to move. An\u00a0equity release mortgage comes with a \u201cno negative equity guarantee\u201d, which means you or your estate will never owe more than the property is sold for (subject to the product\u2019s terms and conditions).<\/p>\n
Myth Busters<\/h4>\n\n- You can\u2019t lose your home<\/li>\n
- Negative Equity guarantee \u2013 you will never owe more than the value of the property<\/li>\n
- You can move home \u2013 your equity release mortgage can move house with you<\/li>\n
- You can pay interest so the debt does not increase<\/li>\n
- Inheritance protection \u2013 you can protect a percentage of your property to leave to you beneficiaries<\/li>\n
- Repayable on death or admission to long term care<\/li>\n<\/ul>\n
The interest rate you take out will be fixed for the lifetime of the loan, and this can\u2019t be changed. Taking out an\u00a0equity release mortgage is a big decision, so to ensure you understand all the features and benefits, you won\u2019t be able to agree an equity release mortgage without financial advice.<\/p>\n
<\/p>\n
See What Amount You Could Release<\/h4>\n
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Call Steve Padgham on 0800 731 7614\u00a0<\/strong>to arrange a meeting at our offices in central Teddington.<\/a><\/h2>\n[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”3.19.4″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_image src=”https:\/\/www.fpgonline.co.uk\/wp-content\/uploads\/2019\/11\/property.jpg” align_tablet=”center” align_last_edited=”on|desktop” _builder_version=”4.2.2″ background_image=”https:\/\/www.fpgonline.co.uk\/wp-content\/uploads\/2019\/11\/investing-03.png” background_size=”initial” background_position=”top_right” custom_padding=”40px|40px||” z_index_tablet=”500″ box_shadow_style=”preset1″ box_shadow_vertical=”40px” box_shadow_blur=”80px” box_shadow_spread=”-10px”]<\/p>\n
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About The Financial Planning Group<\/h4>\nChartered Financial Planning In Teddington<\/h2>\n
We help individuals and families to place their financial affairs in context with future goals and aspirations.\u00a0We will change the fundamental relationship people have with their money to give them confidence and clarity in their futures.\u00a0<\/p>\n
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Why do people take out an\u00a0equity release mortgage?<\/h4>\n\n- To make home improvements:\u00a0a new kitchen or conservatory<\/li>\n
- Repay an interest-only mortgage or\u00a0other debts<\/li>\n
- Help a loved one onto the\u00a0property ladder<\/li>\n
- To pay for a family holiday<\/li>\n
- To enjoy a more financially\u00a0comfortable retirement<\/li>\n<\/ul>\n
There are many reasons why you may\u00a0consider releasing equity from your home, but they are not suitable for everyone and it is essential you consult with an impartial Chartered Financial Planner to ensure compatibility and work though all financial considerations.<\/p>\n
Here at The Financial Planning Group, we are able to sit down with each client on an individual basis and agree on a strategy that is right for their exact circumstances.\u00a0<\/strong><\/p>\n[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ _builder_version=”3.25″ custom_margin=”60px||”][et_pb_column type=”1_3″ _builder_version=”3.19.4″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_image src=”https:\/\/www.fpgonline.co.uk\/wp-content\/uploads\/2019\/11\/piggybanckiccon.png” _builder_version=”4.2.2″ animation_style=”slide” animation_direction=”bottom” z_index_tablet=”500″ box_shadow_horizontal_tablet=”0px” box_shadow_vertical_tablet=”0px” box_shadow_blur_tablet=”40px” box_shadow_spread_tablet=”0px”]<\/p>\n
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Plan<\/h4>\nFinancial Planning<\/h3>\n
We help individuals, families and businesses to place their financial affairs in context with their future goals and aspirations. We provide a simple, structured, disciplined and reviewable planning service. We will change the fundamental relationship people have with their money to give them confidence and clarity in their own future.<\/p>\n
[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”3.19.4″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_image src=”https:\/\/www.fpgonline.co.uk\/wp-content\/uploads\/2019\/11\/house2.jpg” _builder_version=”4.2.2″ animation_style=”slide” animation_direction=”bottom” z_index_tablet=”500″ box_shadow_horizontal_tablet=”0px” box_shadow_vertical_tablet=”0px” box_shadow_blur_tablet=”40px” box_shadow_spread_tablet=”0px”]<\/p>\n
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MORTGAGES<\/h4>\nIndependent Advice<\/h3>\n
One of our biggest advantages is that we are qualified to give you advice. This is really important \u2013 many call centres and high street bank employees work on a non-advisory basis. This means they can give you as much information as you want about the products but cannot give you any advice about how this would relate to your particular situation.<\/p>\n
[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”3.19.4″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_image src=”https:\/\/www.fpgonline.co.uk\/wp-content\/uploads\/2019\/11\/location.jpg” _builder_version=”4.2.2″ animation_style=”slide” animation_direction=”bottom” z_index_tablet=”500″ box_shadow_horizontal_tablet=”0px” box_shadow_vertical_tablet=”0px” box_shadow_blur_tablet=”40px” box_shadow_spread_tablet=”0px”]<\/p>\n
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Local<\/h4>\nOver 25 Years In Teddington<\/h3>\n
We are an independent financial advice business established in Teddington, South West London in 1993. We provide financial planning solutions to individuals, families, companies, trustees, accountants and solicitors. We are fee based and unbiased, working with our clients to realise their financial goals.
Call us on 0800 731 7614<\/p>\n[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section bb_built=”1″ admin_label=”About” _builder_version=”4.2.2″ background_image=”https:\/\/www.fpgonline.co.uk\/wp-content\/uploads\/2019\/11\/investing-04.jpg” background_size=”initial” background_position=”bottom_center” prev_background_color=”#ffffff” next_background_color=”#171d29″][et_pb_row _builder_version=”4.0.6″][et_pb_column type=”4_4″ _builder_version=”3.0.47″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_image _builder_version=”4.0.6″ z_index_tablet=”500″ box_shadow_horizontal_tablet=”0px” box_shadow_vertical_tablet=”0px” box_shadow_blur_tablet=”40px” box_shadow_spread_tablet=”0px”]<\/p>\n
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The Right Advice<\/h4>\nCall Steve Padgham on 0800 731 7614\u00a0<\/strong>to arrange a meeting at our offices in central Teddington,<\/a> or click here<\/strong> to e-mail him. <\/a><\/h2>\n[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section bb_built=”1″ admin_label=”Testimonials” _builder_version=”4.2.2″ background_color=”#171d29″ background_image=”https:\/\/www.fpgonline.co.uk\/wp-content\/uploads\/2019\/11\/investing-08.jpg” parallax=”on” custom_padding=”8vw|0px|8vw|0px|true|false” prev_background_color=”#ffffff”][et_pb_row _builder_version=”4.0.6″][et_pb_column type=”4_4″ _builder_version=”3.19.4″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_image src=”https:\/\/www.fpgonline.co.uk\/wp-content\/uploads\/2019\/11\/quote.png” align=”center” align_tablet=”center” align_last_edited=”on|desktop” _builder_version=”4.2.2″]<\/p>\n
[\/et_pb_image][et_pb_slider use_bg_overlay=”off” use_text_overlay=”off” _builder_version=”4.0.6″ header_font=”Glegoo|700|||||||” header_font_size=”22px” header_line_height=”2.4em” body_font=”Roboto Slab||||||||” body_font_size=”18px” body_line_height=”1.5em” background_color=”rgba(0,0,0,0)” custom_button=”on” button_text_size=”18px” button_text_color=”#ffffff” button_bg_color=”#171728″ button_border_color=”rgba(0,0,0,0)” button_border_radius=”0px” button_font=”Roboto Slab||||||||” button_use_icon=”off” custom_padding=”0px||” auto=”on” header_font_size_tablet=”18px” header_font_size_phone=”14px” header_font_size_last_edited=”on|phone” z_index_tablet=”500″ header_text_shadow_style=”preset1″ header_text_shadow_color=”rgba(0,0,0,0)” body_text_shadow_horizontal_length_tablet=”0px” body_text_shadow_vertical_length_tablet=”0px” body_text_shadow_blur_strength_tablet=”1px” body_link_text_shadow_horizontal_length_tablet=”0px” body_link_text_shadow_vertical_length_tablet=”0px” body_link_text_shadow_blur_strength_tablet=”1px” body_ul_text_shadow_horizontal_length_tablet=”0px” body_ul_text_shadow_vertical_length_tablet=”0px” body_ul_text_shadow_blur_strength_tablet=”1px” body_ol_text_shadow_horizontal_length_tablet=”0px” body_ol_text_shadow_vertical_length_tablet=”0px” body_ol_text_shadow_blur_strength_tablet=”1px” body_quote_text_shadow_horizontal_length_tablet=”0px” body_quote_text_shadow_vertical_length_tablet=”0px” body_quote_text_shadow_blur_strength_tablet=”1px” button_text_shadow_horizontal_length_tablet=”0px” button_text_shadow_vertical_length_tablet=”0px” button_text_shadow_blur_strength_tablet=”1px” box_shadow_horizontal_tablet=”0px” box_shadow_vertical_tablet=”0px” box_shadow_blur_tablet=”40px” box_shadow_spread_tablet=”0px” box_shadow_horizontal_image_tablet=”0px” box_shadow_vertical_image_tablet=”0px” box_shadow_blur_image_tablet=”40px” box_shadow_spread_image_tablet=”0px” box_shadow_horizontal_button_tablet=”0px” box_shadow_vertical_button_tablet=”0px” box_shadow_blur_button_tablet=”40px” box_shadow_spread_button_tablet=”0px” text_shadow_horizontal_length_tablet=”0px” text_shadow_vertical_length_tablet=”0px” text_shadow_blur_strength_tablet=”1px” locked=”off” body_font_size__hover=”14px” body_font_size__hover_enabled=”14px” body_letter_spacing__hover=”0px” body_letter_spacing__hover_enabled=”0px” body_line_height__hover=”1.7em” body_line_height__hover_enabled=”1.7em” body_text_shadow_style__hover=”none” body_text_shadow_style__hover_enabled=”none” body_text_shadow_color__hover=”rgba(0,0,0,0.4)” body_text_shadow_color__hover_enabled=”rgba(0,0,0,0.4)” body_orientation__hover=”left” body_orientation__hover_enabled=”left” button_bg_color__hover=”#4f4fb8″ button_bg_color__hover_enabled=”on”][et_pb_slide heading=”The long-term trend of rising property prices, low interest rates and economic uncertainty means that for many over-55s, their home now represents their most significant financial asset. This has seen the popularity of regulated equity-release plans soar, with specialist mortgages \u2013 known as lifetime mortgages \u2013 quickly becoming the UK\u2019s most popular way to unlock equity.” use_bg_overlay=”off” use_text_overlay=”off” heading_tablet=”The long-term trend of rising property prices, low interest rates and economic uncertainty means that for many over-55s, their home now represents their most significant financial asset. This has seen the popularity of regulated equity-release plans soar, with specialist mortgages \u2013 known as lifetime mortgages \u2013 quickly becoming the UK\u2019s most popular way to unlock equity.” heading_phone=”The long-term trend of rising property prices, low interest rates and economic uncertainty means that for many over-55s, their home now represents their most significant financial asset. This has seen the popularity of regulated equity-release plans soar, with specialist mortgages \u2013 known as lifetime mortgages \u2013 quickly becoming the UK\u2019s most popular way to unlock equity.” _builder_version=”4.0.6″ header_font=”||||||||” body_text_color=”#4e6cbf” button_on_hover=”on” body_font_size_tablet=”14px” body_font_size_phone=”14px” body_line_height_tablet=”1.7em” body_line_height_phone=”1.7em” background_color_gradient_direction_tablet=”180deg” background_color_gradient_direction_phone=”180deg” background_color_gradient_start_position_tablet=”0%” background_color_gradient_start_position_phone=”0%” background_color_gradient_end_position_tablet=”100%” background_color_gradient_end_position_phone=”100%” child_filter_hue_rotate_tablet=”0deg” child_filter_hue_rotate_phone=”0deg” child_filter_saturate_tablet=”100%” child_filter_saturate_phone=”100%” child_filter_brightness_tablet=”100%” child_filter_brightness_phone=”100%” child_filter_contrast_tablet=”100%” child_filter_contrast_phone=”100%” child_filter_invert_tablet=”0%” child_filter_invert_phone=”0%” child_filter_sepia_tablet=”0%” child_filter_sepia_phone=”0%” child_filter_opacity_tablet=”100%” child_filter_opacity_phone=”100%” child_filter_blur_tablet=”0px” child_filter_blur_phone=”0px” hover_transition_duration_tablet=”300ms” hover_transition_duration_phone=”300ms” hover_transition_delay_tablet=”0ms” hover_transition_delay_phone=”0ms” header_text_shadow_horizontal_length_tablet=”0px” header_text_shadow_horizontal_length_phone=”0px” header_text_shadow_vertical_length_tablet=”0px” header_text_shadow_vertical_length_phone=”0px” header_text_shadow_blur_strength_tablet=”1px” header_text_shadow_blur_strength_phone=”1px” body_text_shadow_horizontal_length_tablet=”0px” body_text_shadow_horizontal_length_phone=”0px” body_text_shadow_vertical_length_tablet=”0px” body_text_shadow_vertical_length_phone=”0px” body_text_shadow_blur_strength_tablet=”1px” body_text_shadow_blur_strength_phone=”1px” body_link_text_shadow_horizontal_length_tablet=”0px” body_link_text_shadow_horizontal_length_phone=”0px” body_link_text_shadow_vertical_length_tablet=”0px” body_link_text_shadow_vertical_length_phone=”0px” body_link_text_shadow_blur_strength_tablet=”1px” body_link_text_shadow_blur_strength_phone=”1px” body_ul_text_shadow_horizontal_length_tablet=”0px” body_ul_text_shadow_horizontal_length_phone=”0px” body_ul_text_shadow_vertical_length_tablet=”0px” body_ul_text_shadow_vertical_length_phone=”0px” body_ul_text_shadow_blur_strength_tablet=”1px” body_ul_text_shadow_blur_strength_phone=”1px” body_ol_text_shadow_horizontal_length_tablet=”0px” body_ol_text_shadow_horizontal_length_phone=”0px” body_ol_text_shadow_vertical_length_tablet=”0px” body_ol_text_shadow_vertical_length_phone=”0px” body_ol_text_shadow_blur_strength_tablet=”1px” body_ol_text_shadow_blur_strength_phone=”1px” body_quote_text_shadow_horizontal_length_tablet=”0px” body_quote_text_shadow_horizontal_length_phone=”0px” body_quote_text_shadow_vertical_length_tablet=”0px” body_quote_text_shadow_vertical_length_phone=”0px” body_quote_text_shadow_blur_strength_tablet=”1px” body_quote_text_shadow_blur_strength_phone=”1px” button_text_shadow_horizontal_length_tablet=”0px” button_text_shadow_horizontal_length_phone=”0px” button_text_shadow_vertical_length_tablet=”0px” button_text_shadow_vertical_length_phone=”0px” button_text_shadow_blur_strength_tablet=”1px” button_text_shadow_blur_strength_phone=”1px” box_shadow_horizontal_image_tablet=”0px” box_shadow_horizontal_image_phone=”0px” box_shadow_vertical_image_tablet=”0px” box_shadow_vertical_image_phone=”0px” box_shadow_blur_image_tablet=”40px” box_shadow_blur_image_phone=”40px” box_shadow_spread_image_tablet=”0px” box_shadow_spread_image_phone=”0px” box_shadow_horizontal_button_tablet=”0px” box_shadow_horizontal_button_phone=”0px” box_shadow_vertical_button_tablet=”0px” box_shadow_vertical_button_phone=”0px” box_shadow_blur_button_tablet=”40px” box_shadow_blur_button_phone=”40px” box_shadow_spread_button_tablet=”0px” box_shadow_spread_button_phone=”0px” text_shadow_horizontal_length_tablet=”0px” text_shadow_horizontal_length_phone=”0px” text_shadow_vertical_length_tablet=”0px” text_shadow_vertical_length_phone=”0px” text_shadow_blur_strength_tablet=”1px” text_shadow_blur_strength_phone=”1px”]<\/p>\n
Daily Telegraph<\/p>\n
[\/et_pb_slide][et_pb_slide heading=”Historically, equity release has had a bad reputation for leaving homeowners and their heirs with big debts when the family home is finally sold. But the industry is now regulated by the Financial Conduct Authority (FCA), resulting in important consumer protections. ” use_bg_overlay=”off” use_text_overlay=”off” heading_tablet=” \tPlease use the sharing tools found via the share button at the top or side of articles. Copying articles to share with others is a breach of FT.com T&Cs and Copyright Policy. Email licensing@ft.com to buy additional rights. Subscribers may share up to 10 or 20 articles per month using the gift article service. More information can be found at https:\/\/www.ft.com\/tour. \thttps:\/\/www.ft.com\/content\/61428796-6b24-11e9-9ff9-8c855179f1c4 \tHistorically, equity release has had a bad reputation for leaving homeowners and their heirs with big debts when the family home is finally sold. But the industry is now regulated by the Financial Conduct Authority (FCA), resulting in important consumer protections. ” heading_phone=” \tPlease use the sharing tools found via the share button at the top or side of articles. Copying articles to share with others is a breach of FT.com T&Cs and Copyright Policy. Email licensing@ft.com to buy additional rights. Subscribers may share up to 10 or 20 articles per month using the gift article service. More information can be found at https:\/\/www.ft.com\/tour. \thttps:\/\/www.ft.com\/content\/61428796-6b24-11e9-9ff9-8c855179f1c4 \tHistorically, equity release has had a bad reputation for leaving homeowners and their heirs with big debts when the family home is finally sold. 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Financial Times<\/p>\n
[\/et_pb_slide][et_pb_slide heading=”Dwindling pensions make unlocking cash from property an increasingly popular option, but for those who have the equity, is it better to sell up and downsize, or should retirees opt for to equity release plans?” use_bg_overlay=”off” use_text_overlay=”off” heading_tablet=”Dwindling pensions make unlocking cash from property an increasingly popular option, but for those who have the equity, is it better to sell up and downsize, or should retirees opt for to equity release plans?” heading_phone=”Dwindling pensions make unlocking cash from property an increasingly popular option, but for those who have the equity, is it better to sell up and downsize, or should retirees opt for to equity release plans?” _builder_version=”4.0.6″ header_font=”||||||||” body_text_color=”#4e6cbf” button_on_hover=”on” body_font_size_tablet=”14px” body_font_size_phone=”14px” body_line_height_tablet=”1.7em” body_line_height_phone=”1.7em” background_color_gradient_direction_tablet=”180deg” background_color_gradient_direction_phone=”180deg” background_color_gradient_start_position_tablet=”0%” background_color_gradient_start_position_phone=”0%” background_color_gradient_end_position_tablet=”100%” background_color_gradient_end_position_phone=”100%” child_filter_hue_rotate_tablet=”0deg” child_filter_hue_rotate_phone=”0deg” child_filter_saturate_tablet=”100%” child_filter_saturate_phone=”100%” child_filter_brightness_tablet=”100%” child_filter_brightness_phone=”100%” child_filter_contrast_tablet=”100%” child_filter_contrast_phone=”100%” child_filter_invert_tablet=”0%” child_filter_invert_phone=”0%” child_filter_sepia_tablet=”0%” child_filter_sepia_phone=”0%” child_filter_opacity_tablet=”100%” child_filter_opacity_phone=”100%” child_filter_blur_tablet=”0px” child_filter_blur_phone=”0px” hover_transition_duration_tablet=”300ms” hover_transition_duration_phone=”300ms” hover_transition_delay_tablet=”0ms” hover_transition_delay_phone=”0ms” header_text_shadow_horizontal_length_tablet=”0px” header_text_shadow_horizontal_length_phone=”0px” header_text_shadow_vertical_length_tablet=”0px” header_text_shadow_vertical_length_phone=”0px” header_text_shadow_blur_strength_tablet=”1px” header_text_shadow_blur_strength_phone=”1px” body_text_shadow_horizontal_length_tablet=”0px” body_text_shadow_horizontal_length_phone=”0px” body_text_shadow_vertical_length_tablet=”0px” body_text_shadow_vertical_length_phone=”0px” body_text_shadow_blur_strength_tablet=”1px” body_text_shadow_blur_strength_phone=”1px” body_link_text_shadow_horizontal_length_tablet=”0px” body_link_text_shadow_horizontal_length_phone=”0px” body_link_text_shadow_vertical_length_tablet=”0px” body_link_text_shadow_vertical_length_phone=”0px” body_link_text_shadow_blur_strength_tablet=”1px” body_link_text_shadow_blur_strength_phone=”1px” body_ul_text_shadow_horizontal_length_tablet=”0px” body_ul_text_shadow_horizontal_length_phone=”0px” body_ul_text_shadow_vertical_length_tablet=”0px” body_ul_text_shadow_vertical_length_phone=”0px” body_ul_text_shadow_blur_strength_tablet=”1px” body_ul_text_shadow_blur_strength_phone=”1px” body_ol_text_shadow_horizontal_length_tablet=”0px” body_ol_text_shadow_horizontal_length_phone=”0px” body_ol_text_shadow_vertical_length_tablet=”0px” body_ol_text_shadow_vertical_length_phone=”0px” body_ol_text_shadow_blur_strength_tablet=”1px” body_ol_text_shadow_blur_strength_phone=”1px” body_quote_text_shadow_horizontal_length_tablet=”0px” body_quote_text_shadow_horizontal_length_phone=”0px” body_quote_text_shadow_vertical_length_tablet=”0px” body_quote_text_shadow_vertical_length_phone=”0px” body_quote_text_shadow_blur_strength_tablet=”1px” body_quote_text_shadow_blur_strength_phone=”1px” button_text_shadow_horizontal_length_tablet=”0px” button_text_shadow_horizontal_length_phone=”0px” button_text_shadow_vertical_length_tablet=”0px” button_text_shadow_vertical_length_phone=”0px” button_text_shadow_blur_strength_tablet=”1px” button_text_shadow_blur_strength_phone=”1px” box_shadow_horizontal_image_tablet=”0px” box_shadow_horizontal_image_phone=”0px” box_shadow_vertical_image_tablet=”0px” box_shadow_vertical_image_phone=”0px” box_shadow_blur_image_tablet=”40px” box_shadow_blur_image_phone=”40px” box_shadow_spread_image_tablet=”0px” box_shadow_spread_image_phone=”0px” box_shadow_horizontal_button_tablet=”0px” box_shadow_horizontal_button_phone=”0px” box_shadow_vertical_button_tablet=”0px” box_shadow_vertical_button_phone=”0px” box_shadow_blur_button_tablet=”40px” box_shadow_blur_button_phone=”40px” box_shadow_spread_button_tablet=”0px” box_shadow_spread_button_phone=”0px” text_shadow_horizontal_length_tablet=”0px” text_shadow_horizontal_length_phone=”0px” text_shadow_vertical_length_tablet=”0px” text_shadow_vertical_length_phone=”0px” text_shadow_blur_strength_tablet=”1px” text_shadow_blur_strength_phone=”1px”]<\/p>\n
The Independent<\/p>\n
[\/et_pb_slide][\/et_pb_slider][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"
Equity Release Specialists On Your Doorstep For many homeowners, releasing equity from their property is an ideal way of boosting a retirement pension pot, funding home improvements or paying for a trip of a lifetime, without having to downsize or make monthly payments on a more traditional bank loan. Here at The Financial Planning Group […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"class_list":["post-2411","page","type-page","status-publish","hentry"],"yoast_head":"\n
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The interest rate you take out will be fixed for the lifetime of the loan, and this can\u2019t be changed. Taking out an\u00a0equity release mortgage is a big decision, so to ensure you understand all the features and benefits, you won\u2019t be able to agree an equity release mortgage without financial advice.<\/p>\n
<\/p>\n
See What Amount You Could Release<\/h4>\n
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Call Steve Padgham on 0800 731 7614\u00a0<\/strong>to arrange a meeting at our offices in central Teddington.<\/a><\/h2>\n[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”3.19.4″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_image src=”https:\/\/www.fpgonline.co.uk\/wp-content\/uploads\/2019\/11\/property.jpg” align_tablet=”center” align_last_edited=”on|desktop” _builder_version=”4.2.2″ background_image=”https:\/\/www.fpgonline.co.uk\/wp-content\/uploads\/2019\/11\/investing-03.png” background_size=”initial” background_position=”top_right” custom_padding=”40px|40px||” z_index_tablet=”500″ box_shadow_style=”preset1″ box_shadow_vertical=”40px” box_shadow_blur=”80px” box_shadow_spread=”-10px”]<\/p>\n
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About The Financial Planning Group<\/h4>\nChartered Financial Planning In Teddington<\/h2>\n
We help individuals and families to place their financial affairs in context with future goals and aspirations.\u00a0We will change the fundamental relationship people have with their money to give them confidence and clarity in their futures.\u00a0<\/p>\n
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Why do people take out an\u00a0equity release mortgage?<\/h4>\n\n- To make home improvements:\u00a0a new kitchen or conservatory<\/li>\n
- Repay an interest-only mortgage or\u00a0other debts<\/li>\n
- Help a loved one onto the\u00a0property ladder<\/li>\n
- To pay for a family holiday<\/li>\n
- To enjoy a more financially\u00a0comfortable retirement<\/li>\n<\/ul>\n
There are many reasons why you may\u00a0consider releasing equity from your home, but they are not suitable for everyone and it is essential you consult with an impartial Chartered Financial Planner to ensure compatibility and work though all financial considerations.<\/p>\n
Here at The Financial Planning Group, we are able to sit down with each client on an individual basis and agree on a strategy that is right for their exact circumstances.\u00a0<\/strong><\/p>\n[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ _builder_version=”3.25″ custom_margin=”60px||”][et_pb_column type=”1_3″ _builder_version=”3.19.4″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_image src=”https:\/\/www.fpgonline.co.uk\/wp-content\/uploads\/2019\/11\/piggybanckiccon.png” _builder_version=”4.2.2″ animation_style=”slide” animation_direction=”bottom” z_index_tablet=”500″ box_shadow_horizontal_tablet=”0px” box_shadow_vertical_tablet=”0px” box_shadow_blur_tablet=”40px” box_shadow_spread_tablet=”0px”]<\/p>\n
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Plan<\/h4>\nFinancial Planning<\/h3>\n
We help individuals, families and businesses to place their financial affairs in context with their future goals and aspirations. We provide a simple, structured, disciplined and reviewable planning service. We will change the fundamental relationship people have with their money to give them confidence and clarity in their own future.<\/p>\n
[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”3.19.4″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_image src=”https:\/\/www.fpgonline.co.uk\/wp-content\/uploads\/2019\/11\/house2.jpg” _builder_version=”4.2.2″ animation_style=”slide” animation_direction=”bottom” z_index_tablet=”500″ box_shadow_horizontal_tablet=”0px” box_shadow_vertical_tablet=”0px” box_shadow_blur_tablet=”40px” box_shadow_spread_tablet=”0px”]<\/p>\n
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MORTGAGES<\/h4>\nIndependent Advice<\/h3>\n
One of our biggest advantages is that we are qualified to give you advice. This is really important \u2013 many call centres and high street bank employees work on a non-advisory basis. This means they can give you as much information as you want about the products but cannot give you any advice about how this would relate to your particular situation.<\/p>\n
[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”3.19.4″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_image src=”https:\/\/www.fpgonline.co.uk\/wp-content\/uploads\/2019\/11\/location.jpg” _builder_version=”4.2.2″ animation_style=”slide” animation_direction=”bottom” z_index_tablet=”500″ box_shadow_horizontal_tablet=”0px” box_shadow_vertical_tablet=”0px” box_shadow_blur_tablet=”40px” box_shadow_spread_tablet=”0px”]<\/p>\n
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Local<\/h4>\nOver 25 Years In Teddington<\/h3>\n
We are an independent financial advice business established in Teddington, South West London in 1993. We provide financial planning solutions to individuals, families, companies, trustees, accountants and solicitors. We are fee based and unbiased, working with our clients to realise their financial goals.
Call us on 0800 731 7614<\/p>\n[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section bb_built=”1″ admin_label=”About” _builder_version=”4.2.2″ background_image=”https:\/\/www.fpgonline.co.uk\/wp-content\/uploads\/2019\/11\/investing-04.jpg” background_size=”initial” background_position=”bottom_center” prev_background_color=”#ffffff” next_background_color=”#171d29″][et_pb_row _builder_version=”4.0.6″][et_pb_column type=”4_4″ _builder_version=”3.0.47″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_image _builder_version=”4.0.6″ z_index_tablet=”500″ box_shadow_horizontal_tablet=”0px” box_shadow_vertical_tablet=”0px” box_shadow_blur_tablet=”40px” box_shadow_spread_tablet=”0px”]<\/p>\n
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The Right Advice<\/h4>\nCall Steve Padgham on 0800 731 7614\u00a0<\/strong>to arrange a meeting at our offices in central Teddington,<\/a> or click here<\/strong> to e-mail him. <\/a><\/h2>\n[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section bb_built=”1″ admin_label=”Testimonials” _builder_version=”4.2.2″ background_color=”#171d29″ background_image=”https:\/\/www.fpgonline.co.uk\/wp-content\/uploads\/2019\/11\/investing-08.jpg” parallax=”on” custom_padding=”8vw|0px|8vw|0px|true|false” prev_background_color=”#ffffff”][et_pb_row _builder_version=”4.0.6″][et_pb_column type=”4_4″ _builder_version=”3.19.4″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_image src=”https:\/\/www.fpgonline.co.uk\/wp-content\/uploads\/2019\/11\/quote.png” align=”center” align_tablet=”center” align_last_edited=”on|desktop” _builder_version=”4.2.2″]<\/p>\n
[\/et_pb_image][et_pb_slider use_bg_overlay=”off” use_text_overlay=”off” _builder_version=”4.0.6″ header_font=”Glegoo|700|||||||” header_font_size=”22px” header_line_height=”2.4em” body_font=”Roboto Slab||||||||” body_font_size=”18px” body_line_height=”1.5em” background_color=”rgba(0,0,0,0)” custom_button=”on” button_text_size=”18px” button_text_color=”#ffffff” button_bg_color=”#171728″ button_border_color=”rgba(0,0,0,0)” button_border_radius=”0px” button_font=”Roboto Slab||||||||” button_use_icon=”off” custom_padding=”0px||” auto=”on” header_font_size_tablet=”18px” header_font_size_phone=”14px” header_font_size_last_edited=”on|phone” z_index_tablet=”500″ header_text_shadow_style=”preset1″ header_text_shadow_color=”rgba(0,0,0,0)” body_text_shadow_horizontal_length_tablet=”0px” body_text_shadow_vertical_length_tablet=”0px” body_text_shadow_blur_strength_tablet=”1px” body_link_text_shadow_horizontal_length_tablet=”0px” body_link_text_shadow_vertical_length_tablet=”0px” body_link_text_shadow_blur_strength_tablet=”1px” body_ul_text_shadow_horizontal_length_tablet=”0px” body_ul_text_shadow_vertical_length_tablet=”0px” body_ul_text_shadow_blur_strength_tablet=”1px” body_ol_text_shadow_horizontal_length_tablet=”0px” body_ol_text_shadow_vertical_length_tablet=”0px” body_ol_text_shadow_blur_strength_tablet=”1px” body_quote_text_shadow_horizontal_length_tablet=”0px” body_quote_text_shadow_vertical_length_tablet=”0px” body_quote_text_shadow_blur_strength_tablet=”1px” button_text_shadow_horizontal_length_tablet=”0px” button_text_shadow_vertical_length_tablet=”0px” button_text_shadow_blur_strength_tablet=”1px” box_shadow_horizontal_tablet=”0px” box_shadow_vertical_tablet=”0px” box_shadow_blur_tablet=”40px” box_shadow_spread_tablet=”0px” box_shadow_horizontal_image_tablet=”0px” box_shadow_vertical_image_tablet=”0px” box_shadow_blur_image_tablet=”40px” box_shadow_spread_image_tablet=”0px” box_shadow_horizontal_button_tablet=”0px” box_shadow_vertical_button_tablet=”0px” box_shadow_blur_button_tablet=”40px” box_shadow_spread_button_tablet=”0px” text_shadow_horizontal_length_tablet=”0px” text_shadow_vertical_length_tablet=”0px” text_shadow_blur_strength_tablet=”1px” locked=”off” body_font_size__hover=”14px” body_font_size__hover_enabled=”14px” body_letter_spacing__hover=”0px” body_letter_spacing__hover_enabled=”0px” body_line_height__hover=”1.7em” body_line_height__hover_enabled=”1.7em” body_text_shadow_style__hover=”none” body_text_shadow_style__hover_enabled=”none” body_text_shadow_color__hover=”rgba(0,0,0,0.4)” body_text_shadow_color__hover_enabled=”rgba(0,0,0,0.4)” body_orientation__hover=”left” body_orientation__hover_enabled=”left” button_bg_color__hover=”#4f4fb8″ button_bg_color__hover_enabled=”on”][et_pb_slide heading=”The long-term trend of rising property prices, low interest rates and economic uncertainty means that for many over-55s, their home now represents their most significant financial asset. This has seen the popularity of regulated equity-release plans soar, with specialist mortgages \u2013 known as lifetime mortgages \u2013 quickly becoming the UK\u2019s most popular way to unlock equity.” use_bg_overlay=”off” use_text_overlay=”off” heading_tablet=”The long-term trend of rising property prices, low interest rates and economic uncertainty means that for many over-55s, their home now represents their most significant financial asset. This has seen the popularity of regulated equity-release plans soar, with specialist mortgages \u2013 known as lifetime mortgages \u2013 quickly becoming the UK\u2019s most popular way to unlock equity.” heading_phone=”The long-term trend of rising property prices, low interest rates and economic uncertainty means that for many over-55s, their home now represents their most significant financial asset. This has seen the popularity of regulated equity-release plans soar, with specialist mortgages \u2013 known as lifetime mortgages \u2013 quickly becoming the UK\u2019s most popular way to unlock equity.” _builder_version=”4.0.6″ header_font=”||||||||” body_text_color=”#4e6cbf” button_on_hover=”on” body_font_size_tablet=”14px” body_font_size_phone=”14px” body_line_height_tablet=”1.7em” body_line_height_phone=”1.7em” background_color_gradient_direction_tablet=”180deg” background_color_gradient_direction_phone=”180deg” background_color_gradient_start_position_tablet=”0%” background_color_gradient_start_position_phone=”0%” background_color_gradient_end_position_tablet=”100%” background_color_gradient_end_position_phone=”100%” child_filter_hue_rotate_tablet=”0deg” child_filter_hue_rotate_phone=”0deg” child_filter_saturate_tablet=”100%” child_filter_saturate_phone=”100%” child_filter_brightness_tablet=”100%” child_filter_brightness_phone=”100%” child_filter_contrast_tablet=”100%” child_filter_contrast_phone=”100%” child_filter_invert_tablet=”0%” child_filter_invert_phone=”0%” child_filter_sepia_tablet=”0%” child_filter_sepia_phone=”0%” child_filter_opacity_tablet=”100%” child_filter_opacity_phone=”100%” child_filter_blur_tablet=”0px” child_filter_blur_phone=”0px” hover_transition_duration_tablet=”300ms” hover_transition_duration_phone=”300ms” hover_transition_delay_tablet=”0ms” hover_transition_delay_phone=”0ms” header_text_shadow_horizontal_length_tablet=”0px” header_text_shadow_horizontal_length_phone=”0px” header_text_shadow_vertical_length_tablet=”0px” header_text_shadow_vertical_length_phone=”0px” header_text_shadow_blur_strength_tablet=”1px” header_text_shadow_blur_strength_phone=”1px” body_text_shadow_horizontal_length_tablet=”0px” body_text_shadow_horizontal_length_phone=”0px” body_text_shadow_vertical_length_tablet=”0px” body_text_shadow_vertical_length_phone=”0px” body_text_shadow_blur_strength_tablet=”1px” body_text_shadow_blur_strength_phone=”1px” body_link_text_shadow_horizontal_length_tablet=”0px” body_link_text_shadow_horizontal_length_phone=”0px” body_link_text_shadow_vertical_length_tablet=”0px” body_link_text_shadow_vertical_length_phone=”0px” body_link_text_shadow_blur_strength_tablet=”1px” body_link_text_shadow_blur_strength_phone=”1px” body_ul_text_shadow_horizontal_length_tablet=”0px” body_ul_text_shadow_horizontal_length_phone=”0px” body_ul_text_shadow_vertical_length_tablet=”0px” body_ul_text_shadow_vertical_length_phone=”0px” body_ul_text_shadow_blur_strength_tablet=”1px” body_ul_text_shadow_blur_strength_phone=”1px” body_ol_text_shadow_horizontal_length_tablet=”0px” body_ol_text_shadow_horizontal_length_phone=”0px” body_ol_text_shadow_vertical_length_tablet=”0px” body_ol_text_shadow_vertical_length_phone=”0px” body_ol_text_shadow_blur_strength_tablet=”1px” body_ol_text_shadow_blur_strength_phone=”1px” body_quote_text_shadow_horizontal_length_tablet=”0px” body_quote_text_shadow_horizontal_length_phone=”0px” body_quote_text_shadow_vertical_length_tablet=”0px” body_quote_text_shadow_vertical_length_phone=”0px” body_quote_text_shadow_blur_strength_tablet=”1px” body_quote_text_shadow_blur_strength_phone=”1px” button_text_shadow_horizontal_length_tablet=”0px” button_text_shadow_horizontal_length_phone=”0px” button_text_shadow_vertical_length_tablet=”0px” button_text_shadow_vertical_length_phone=”0px” button_text_shadow_blur_strength_tablet=”1px” button_text_shadow_blur_strength_phone=”1px” box_shadow_horizontal_image_tablet=”0px” box_shadow_horizontal_image_phone=”0px” box_shadow_vertical_image_tablet=”0px” box_shadow_vertical_image_phone=”0px” box_shadow_blur_image_tablet=”40px” box_shadow_blur_image_phone=”40px” box_shadow_spread_image_tablet=”0px” box_shadow_spread_image_phone=”0px” box_shadow_horizontal_button_tablet=”0px” box_shadow_horizontal_button_phone=”0px” box_shadow_vertical_button_tablet=”0px” box_shadow_vertical_button_phone=”0px” box_shadow_blur_button_tablet=”40px” box_shadow_blur_button_phone=”40px” box_shadow_spread_button_tablet=”0px” box_shadow_spread_button_phone=”0px” text_shadow_horizontal_length_tablet=”0px” text_shadow_horizontal_length_phone=”0px” text_shadow_vertical_length_tablet=”0px” text_shadow_vertical_length_phone=”0px” text_shadow_blur_strength_tablet=”1px” text_shadow_blur_strength_phone=”1px”]<\/p>\n
Daily Telegraph<\/p>\n
[\/et_pb_slide][et_pb_slide heading=”Historically, equity release has had a bad reputation for leaving homeowners and their heirs with big debts when the family home is finally sold. But the industry is now regulated by the Financial Conduct Authority (FCA), resulting in important consumer protections. ” use_bg_overlay=”off” use_text_overlay=”off” heading_tablet=” \tPlease use the sharing tools found via the share button at the top or side of articles. Copying articles to share with others is a breach of FT.com T&Cs and Copyright Policy. Email licensing@ft.com to buy additional rights. Subscribers may share up to 10 or 20 articles per month using the gift article service. More information can be found at https:\/\/www.ft.com\/tour. \thttps:\/\/www.ft.com\/content\/61428796-6b24-11e9-9ff9-8c855179f1c4 \tHistorically, equity release has had a bad reputation for leaving homeowners and their heirs with big debts when the family home is finally sold. But the industry is now regulated by the Financial Conduct Authority (FCA), resulting in important consumer protections. ” heading_phone=” \tPlease use the sharing tools found via the share button at the top or side of articles. Copying articles to share with others is a breach of FT.com T&Cs and Copyright Policy. Email licensing@ft.com to buy additional rights. Subscribers may share up to 10 or 20 articles per month using the gift article service. More information can be found at https:\/\/www.ft.com\/tour. \thttps:\/\/www.ft.com\/content\/61428796-6b24-11e9-9ff9-8c855179f1c4 \tHistorically, equity release has had a bad reputation for leaving homeowners and their heirs with big debts when the family home is finally sold. 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Financial Times<\/p>\n
[\/et_pb_slide][et_pb_slide heading=”Dwindling pensions make unlocking cash from property an increasingly popular option, but for those who have the equity, is it better to sell up and downsize, or should retirees opt for to equity release plans?” use_bg_overlay=”off” use_text_overlay=”off” heading_tablet=”Dwindling pensions make unlocking cash from property an increasingly popular option, but for those who have the equity, is it better to sell up and downsize, or should retirees opt for to equity release plans?” heading_phone=”Dwindling pensions make unlocking cash from property an increasingly popular option, but for those who have the equity, is it better to sell up and downsize, or should retirees opt for to equity release plans?” _builder_version=”4.0.6″ header_font=”||||||||” body_text_color=”#4e6cbf” button_on_hover=”on” body_font_size_tablet=”14px” body_font_size_phone=”14px” body_line_height_tablet=”1.7em” body_line_height_phone=”1.7em” background_color_gradient_direction_tablet=”180deg” background_color_gradient_direction_phone=”180deg” background_color_gradient_start_position_tablet=”0%” background_color_gradient_start_position_phone=”0%” background_color_gradient_end_position_tablet=”100%” background_color_gradient_end_position_phone=”100%” child_filter_hue_rotate_tablet=”0deg” child_filter_hue_rotate_phone=”0deg” child_filter_saturate_tablet=”100%” child_filter_saturate_phone=”100%” child_filter_brightness_tablet=”100%” child_filter_brightness_phone=”100%” child_filter_contrast_tablet=”100%” child_filter_contrast_phone=”100%” child_filter_invert_tablet=”0%” child_filter_invert_phone=”0%” child_filter_sepia_tablet=”0%” child_filter_sepia_phone=”0%” child_filter_opacity_tablet=”100%” child_filter_opacity_phone=”100%” child_filter_blur_tablet=”0px” child_filter_blur_phone=”0px” hover_transition_duration_tablet=”300ms” hover_transition_duration_phone=”300ms” hover_transition_delay_tablet=”0ms” hover_transition_delay_phone=”0ms” header_text_shadow_horizontal_length_tablet=”0px” header_text_shadow_horizontal_length_phone=”0px” header_text_shadow_vertical_length_tablet=”0px” header_text_shadow_vertical_length_phone=”0px” header_text_shadow_blur_strength_tablet=”1px” header_text_shadow_blur_strength_phone=”1px” body_text_shadow_horizontal_length_tablet=”0px” body_text_shadow_horizontal_length_phone=”0px” body_text_shadow_vertical_length_tablet=”0px” body_text_shadow_vertical_length_phone=”0px” body_text_shadow_blur_strength_tablet=”1px” body_text_shadow_blur_strength_phone=”1px” body_link_text_shadow_horizontal_length_tablet=”0px” body_link_text_shadow_horizontal_length_phone=”0px” body_link_text_shadow_vertical_length_tablet=”0px” body_link_text_shadow_vertical_length_phone=”0px” body_link_text_shadow_blur_strength_tablet=”1px” body_link_text_shadow_blur_strength_phone=”1px” body_ul_text_shadow_horizontal_length_tablet=”0px” body_ul_text_shadow_horizontal_length_phone=”0px” body_ul_text_shadow_vertical_length_tablet=”0px” body_ul_text_shadow_vertical_length_phone=”0px” body_ul_text_shadow_blur_strength_tablet=”1px” body_ul_text_shadow_blur_strength_phone=”1px” body_ol_text_shadow_horizontal_length_tablet=”0px” body_ol_text_shadow_horizontal_length_phone=”0px” body_ol_text_shadow_vertical_length_tablet=”0px” body_ol_text_shadow_vertical_length_phone=”0px” body_ol_text_shadow_blur_strength_tablet=”1px” body_ol_text_shadow_blur_strength_phone=”1px” body_quote_text_shadow_horizontal_length_tablet=”0px” body_quote_text_shadow_horizontal_length_phone=”0px” body_quote_text_shadow_vertical_length_tablet=”0px” body_quote_text_shadow_vertical_length_phone=”0px” body_quote_text_shadow_blur_strength_tablet=”1px” body_quote_text_shadow_blur_strength_phone=”1px” button_text_shadow_horizontal_length_tablet=”0px” button_text_shadow_horizontal_length_phone=”0px” button_text_shadow_vertical_length_tablet=”0px” button_text_shadow_vertical_length_phone=”0px” button_text_shadow_blur_strength_tablet=”1px” button_text_shadow_blur_strength_phone=”1px” box_shadow_horizontal_image_tablet=”0px” box_shadow_horizontal_image_phone=”0px” box_shadow_vertical_image_tablet=”0px” box_shadow_vertical_image_phone=”0px” box_shadow_blur_image_tablet=”40px” box_shadow_blur_image_phone=”40px” box_shadow_spread_image_tablet=”0px” box_shadow_spread_image_phone=”0px” box_shadow_horizontal_button_tablet=”0px” box_shadow_horizontal_button_phone=”0px” box_shadow_vertical_button_tablet=”0px” box_shadow_vertical_button_phone=”0px” box_shadow_blur_button_tablet=”40px” box_shadow_blur_button_phone=”40px” box_shadow_spread_button_tablet=”0px” box_shadow_spread_button_phone=”0px” text_shadow_horizontal_length_tablet=”0px” text_shadow_horizontal_length_phone=”0px” text_shadow_vertical_length_tablet=”0px” text_shadow_vertical_length_phone=”0px” text_shadow_blur_strength_tablet=”1px” text_shadow_blur_strength_phone=”1px”]<\/p>\n
The Independent<\/p>\n
[\/et_pb_slide][\/et_pb_slider][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"
Equity Release Specialists On Your Doorstep For many homeowners, releasing equity from their property is an ideal way of boosting a retirement pension pot, funding home improvements or paying for a trip of a lifetime, without having to downsize or make monthly payments on a more traditional bank loan. Here at The Financial Planning Group […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"class_list":["post-2411","page","type-page","status-publish","hentry"],"yoast_head":"\n
Equity Release Lifetime Mortgage | Lifetime Equity Release<\/title>\n<meta name=\"description\" content=\"Explore equity release lifetime mortgages for financial freedom. Unlock your home's value with tailored lifetime equity release options to suit your needs.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fpgonline.co.uk\/index.php\/equity-release\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Equity Release Lifetime Mortgage | Lifetime Equity Release\" \/>\n<meta property=\"og:description\" content=\"Explore equity release lifetime mortgages for financial freedom. 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Chartered Financial Planning In Teddington<\/h2>\n
- \n
- To make home improvements:\u00a0a new kitchen or conservatory<\/li>\n
- Repay an interest-only mortgage or\u00a0other debts<\/li>\n
- Help a loved one onto the\u00a0property ladder<\/li>\n
- To pay for a family holiday<\/li>\n
- To enjoy a more financially\u00a0comfortable retirement<\/li>\n<\/ul>\n
There are many reasons why you may\u00a0consider releasing equity from your home, but they are not suitable for everyone and it is essential you consult with an impartial Chartered Financial Planner to ensure compatibility and work though all financial considerations.<\/p>\n
Here at The Financial Planning Group, we are able to sit down with each client on an individual basis and agree on a strategy that is right for their exact circumstances.\u00a0<\/strong><\/p>\n
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Plan<\/h4>\n
Financial Planning<\/h3>\n
We help individuals, families and businesses to place their financial affairs in context with their future goals and aspirations. We provide a simple, structured, disciplined and reviewable planning service. We will change the fundamental relationship people have with their money to give them confidence and clarity in their own future.<\/p>\n
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MORTGAGES<\/h4>\n
Independent Advice<\/h3>\n
One of our biggest advantages is that we are qualified to give you advice. This is really important \u2013 many call centres and high street bank employees work on a non-advisory basis. This means they can give you as much information as you want about the products but cannot give you any advice about how this would relate to your particular situation.<\/p>\n
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Local<\/h4>\n
Over 25 Years In Teddington<\/h3>\n
We are an independent financial advice business established in Teddington, South West London in 1993. We provide financial planning solutions to individuals, families, companies, trustees, accountants and solicitors. We are fee based and unbiased, working with our clients to realise their financial goals.
Call us on 0800 731 7614<\/p>\n[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section bb_built=”1″ admin_label=”About” _builder_version=”4.2.2″ background_image=”https:\/\/www.fpgonline.co.uk\/wp-content\/uploads\/2019\/11\/investing-04.jpg” background_size=”initial” background_position=”bottom_center” prev_background_color=”#ffffff” next_background_color=”#171d29″][et_pb_row _builder_version=”4.0.6″][et_pb_column type=”4_4″ _builder_version=”3.0.47″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_image _builder_version=”4.0.6″ z_index_tablet=”500″ box_shadow_horizontal_tablet=”0px” box_shadow_vertical_tablet=”0px” box_shadow_blur_tablet=”40px” box_shadow_spread_tablet=”0px”]<\/p>\n
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The Right Advice<\/h4>\n
Call Steve Padgham on 0800 731 7614\u00a0<\/strong>to arrange a meeting at our offices in central Teddington,<\/a> or click here<\/strong> to e-mail him.
<\/a><\/h2>\n[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section bb_built=”1″ admin_label=”Testimonials” _builder_version=”4.2.2″ background_color=”#171d29″ background_image=”https:\/\/www.fpgonline.co.uk\/wp-content\/uploads\/2019\/11\/investing-08.jpg” parallax=”on” custom_padding=”8vw|0px|8vw|0px|true|false” prev_background_color=”#ffffff”][et_pb_row _builder_version=”4.0.6″][et_pb_column type=”4_4″ _builder_version=”3.19.4″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_image src=”https:\/\/www.fpgonline.co.uk\/wp-content\/uploads\/2019\/11\/quote.png” align=”center” align_tablet=”center” align_last_edited=”on|desktop” _builder_version=”4.2.2″]<\/p>\n
[\/et_pb_image][et_pb_slider use_bg_overlay=”off” use_text_overlay=”off” _builder_version=”4.0.6″ header_font=”Glegoo|700|||||||” header_font_size=”22px” header_line_height=”2.4em” body_font=”Roboto Slab||||||||” body_font_size=”18px” body_line_height=”1.5em” background_color=”rgba(0,0,0,0)” custom_button=”on” button_text_size=”18px” button_text_color=”#ffffff” button_bg_color=”#171728″ button_border_color=”rgba(0,0,0,0)” button_border_radius=”0px” button_font=”Roboto Slab||||||||” button_use_icon=”off” custom_padding=”0px||” auto=”on” header_font_size_tablet=”18px” header_font_size_phone=”14px” header_font_size_last_edited=”on|phone” z_index_tablet=”500″ header_text_shadow_style=”preset1″ header_text_shadow_color=”rgba(0,0,0,0)” body_text_shadow_horizontal_length_tablet=”0px” body_text_shadow_vertical_length_tablet=”0px” body_text_shadow_blur_strength_tablet=”1px” body_link_text_shadow_horizontal_length_tablet=”0px” body_link_text_shadow_vertical_length_tablet=”0px” body_link_text_shadow_blur_strength_tablet=”1px” body_ul_text_shadow_horizontal_length_tablet=”0px” body_ul_text_shadow_vertical_length_tablet=”0px” body_ul_text_shadow_blur_strength_tablet=”1px” body_ol_text_shadow_horizontal_length_tablet=”0px” body_ol_text_shadow_vertical_length_tablet=”0px” body_ol_text_shadow_blur_strength_tablet=”1px” body_quote_text_shadow_horizontal_length_tablet=”0px” body_quote_text_shadow_vertical_length_tablet=”0px” body_quote_text_shadow_blur_strength_tablet=”1px” button_text_shadow_horizontal_length_tablet=”0px” button_text_shadow_vertical_length_tablet=”0px” button_text_shadow_blur_strength_tablet=”1px” box_shadow_horizontal_tablet=”0px” box_shadow_vertical_tablet=”0px” box_shadow_blur_tablet=”40px” box_shadow_spread_tablet=”0px” box_shadow_horizontal_image_tablet=”0px” box_shadow_vertical_image_tablet=”0px” box_shadow_blur_image_tablet=”40px” box_shadow_spread_image_tablet=”0px” box_shadow_horizontal_button_tablet=”0px” box_shadow_vertical_button_tablet=”0px” box_shadow_blur_button_tablet=”40px” box_shadow_spread_button_tablet=”0px” text_shadow_horizontal_length_tablet=”0px” text_shadow_vertical_length_tablet=”0px” text_shadow_blur_strength_tablet=”1px” locked=”off” body_font_size__hover=”14px” body_font_size__hover_enabled=”14px” body_letter_spacing__hover=”0px” body_letter_spacing__hover_enabled=”0px” body_line_height__hover=”1.7em” body_line_height__hover_enabled=”1.7em” body_text_shadow_style__hover=”none” body_text_shadow_style__hover_enabled=”none” body_text_shadow_color__hover=”rgba(0,0,0,0.4)” body_text_shadow_color__hover_enabled=”rgba(0,0,0,0.4)” body_orientation__hover=”left” body_orientation__hover_enabled=”left” button_bg_color__hover=”#4f4fb8″ button_bg_color__hover_enabled=”on”][et_pb_slide heading=”The long-term trend of rising property prices, low interest rates and economic uncertainty means that for many over-55s, their home now represents their most significant financial asset. This has seen the popularity of regulated equity-release plans soar, with specialist mortgages \u2013 known as lifetime mortgages \u2013 quickly becoming the UK\u2019s most popular way to unlock equity.” use_bg_overlay=”off” use_text_overlay=”off” heading_tablet=”The long-term trend of rising property prices, low interest rates and economic uncertainty means that for many over-55s, their home now represents their most significant financial asset. This has seen the popularity of regulated equity-release plans soar, with specialist mortgages \u2013 known as lifetime mortgages \u2013 quickly becoming the UK\u2019s most popular way to unlock equity.” heading_phone=”The long-term trend of rising property prices, low interest rates and economic uncertainty means that for many over-55s, their home now represents their most significant financial asset. This has seen the popularity of regulated equity-release plans soar, with specialist mortgages \u2013 known as lifetime mortgages \u2013 quickly becoming the UK\u2019s most popular way to unlock equity.” _builder_version=”4.0.6″ header_font=”||||||||” body_text_color=”#4e6cbf” button_on_hover=”on” body_font_size_tablet=”14px” body_font_size_phone=”14px” body_line_height_tablet=”1.7em” body_line_height_phone=”1.7em” background_color_gradient_direction_tablet=”180deg” background_color_gradient_direction_phone=”180deg” background_color_gradient_start_position_tablet=”0%” background_color_gradient_start_position_phone=”0%” background_color_gradient_end_position_tablet=”100%” background_color_gradient_end_position_phone=”100%” child_filter_hue_rotate_tablet=”0deg” child_filter_hue_rotate_phone=”0deg” child_filter_saturate_tablet=”100%” child_filter_saturate_phone=”100%” child_filter_brightness_tablet=”100%” child_filter_brightness_phone=”100%” child_filter_contrast_tablet=”100%” child_filter_contrast_phone=”100%” child_filter_invert_tablet=”0%” child_filter_invert_phone=”0%” child_filter_sepia_tablet=”0%” child_filter_sepia_phone=”0%” child_filter_opacity_tablet=”100%” child_filter_opacity_phone=”100%” child_filter_blur_tablet=”0px” child_filter_blur_phone=”0px” hover_transition_duration_tablet=”300ms” hover_transition_duration_phone=”300ms” hover_transition_delay_tablet=”0ms” hover_transition_delay_phone=”0ms” header_text_shadow_horizontal_length_tablet=”0px” header_text_shadow_horizontal_length_phone=”0px” header_text_shadow_vertical_length_tablet=”0px” header_text_shadow_vertical_length_phone=”0px” header_text_shadow_blur_strength_tablet=”1px” header_text_shadow_blur_strength_phone=”1px” body_text_shadow_horizontal_length_tablet=”0px” body_text_shadow_horizontal_length_phone=”0px” body_text_shadow_vertical_length_tablet=”0px” body_text_shadow_vertical_length_phone=”0px” body_text_shadow_blur_strength_tablet=”1px” body_text_shadow_blur_strength_phone=”1px” body_link_text_shadow_horizontal_length_tablet=”0px” body_link_text_shadow_horizontal_length_phone=”0px” body_link_text_shadow_vertical_length_tablet=”0px” body_link_text_shadow_vertical_length_phone=”0px” body_link_text_shadow_blur_strength_tablet=”1px” body_link_text_shadow_blur_strength_phone=”1px” body_ul_text_shadow_horizontal_length_tablet=”0px” body_ul_text_shadow_horizontal_length_phone=”0px” body_ul_text_shadow_vertical_length_tablet=”0px” body_ul_text_shadow_vertical_length_phone=”0px” body_ul_text_shadow_blur_strength_tablet=”1px” body_ul_text_shadow_blur_strength_phone=”1px” body_ol_text_shadow_horizontal_length_tablet=”0px” body_ol_text_shadow_horizontal_length_phone=”0px” body_ol_text_shadow_vertical_length_tablet=”0px” body_ol_text_shadow_vertical_length_phone=”0px” body_ol_text_shadow_blur_strength_tablet=”1px” body_ol_text_shadow_blur_strength_phone=”1px” body_quote_text_shadow_horizontal_length_tablet=”0px” body_quote_text_shadow_horizontal_length_phone=”0px” body_quote_text_shadow_vertical_length_tablet=”0px” body_quote_text_shadow_vertical_length_phone=”0px” body_quote_text_shadow_blur_strength_tablet=”1px” body_quote_text_shadow_blur_strength_phone=”1px” button_text_shadow_horizontal_length_tablet=”0px” button_text_shadow_horizontal_length_phone=”0px” button_text_shadow_vertical_length_tablet=”0px” button_text_shadow_vertical_length_phone=”0px” button_text_shadow_blur_strength_tablet=”1px” button_text_shadow_blur_strength_phone=”1px” box_shadow_horizontal_image_tablet=”0px” box_shadow_horizontal_image_phone=”0px” box_shadow_vertical_image_tablet=”0px” box_shadow_vertical_image_phone=”0px” box_shadow_blur_image_tablet=”40px” box_shadow_blur_image_phone=”40px” box_shadow_spread_image_tablet=”0px” box_shadow_spread_image_phone=”0px” box_shadow_horizontal_button_tablet=”0px” box_shadow_horizontal_button_phone=”0px” box_shadow_vertical_button_tablet=”0px” box_shadow_vertical_button_phone=”0px” box_shadow_blur_button_tablet=”40px” box_shadow_blur_button_phone=”40px” box_shadow_spread_button_tablet=”0px” box_shadow_spread_button_phone=”0px” text_shadow_horizontal_length_tablet=”0px” text_shadow_horizontal_length_phone=”0px” text_shadow_vertical_length_tablet=”0px” text_shadow_vertical_length_phone=”0px” text_shadow_blur_strength_tablet=”1px” text_shadow_blur_strength_phone=”1px”]<\/p>\n
Daily Telegraph<\/p>\n
[\/et_pb_slide][et_pb_slide heading=”Historically, equity release has had a bad reputation for leaving homeowners and their heirs with big debts when the family home is finally sold. But the industry is now regulated by the Financial Conduct Authority (FCA), resulting in important consumer protections. ” use_bg_overlay=”off” use_text_overlay=”off” heading_tablet=” \tPlease use the sharing tools found via the share button at the top or side of articles. Copying articles to share with others is a breach of FT.com T&Cs and Copyright Policy. Email licensing@ft.com to buy additional rights. Subscribers may share up to 10 or 20 articles per month using the gift article service. More information can be found at https:\/\/www.ft.com\/tour. \thttps:\/\/www.ft.com\/content\/61428796-6b24-11e9-9ff9-8c855179f1c4 \tHistorically, equity release has had a bad reputation for leaving homeowners and their heirs with big debts when the family home is finally sold. But the industry is now regulated by the Financial Conduct Authority (FCA), resulting in important consumer protections. ” heading_phone=” \tPlease use the sharing tools found via the share button at the top or side of articles. Copying articles to share with others is a breach of FT.com T&Cs and Copyright Policy. Email licensing@ft.com to buy additional rights. Subscribers may share up to 10 or 20 articles per month using the gift article service. More information can be found at https:\/\/www.ft.com\/tour. \thttps:\/\/www.ft.com\/content\/61428796-6b24-11e9-9ff9-8c855179f1c4 \tHistorically, equity release has had a bad reputation for leaving homeowners and their heirs with big debts when the family home is finally sold. But the industry is now regulated by the Financial Conduct Authority (FCA), resulting in important consumer protections. ” _builder_version=”4.0.6″ header_font=”||||||||” body_font=”||||||||” body_text_color=”#4e6cbf” button_on_hover=”on” body_font_size_tablet=”14px” body_font_size_phone=”14px” body_line_height_tablet=”1.7em” body_line_height_phone=”1.7em” background_color_gradient_direction_tablet=”180deg” background_color_gradient_direction_phone=”180deg” background_color_gradient_start_position_tablet=”0%” background_color_gradient_start_position_phone=”0%” background_color_gradient_end_position_tablet=”100%” background_color_gradient_end_position_phone=”100%” child_filter_hue_rotate_tablet=”0deg” child_filter_hue_rotate_phone=”0deg” child_filter_saturate_tablet=”100%” child_filter_saturate_phone=”100%” child_filter_brightness_tablet=”100%” child_filter_brightness_phone=”100%” child_filter_contrast_tablet=”100%” child_filter_contrast_phone=”100%” child_filter_invert_tablet=”0%” child_filter_invert_phone=”0%” child_filter_sepia_tablet=”0%” child_filter_sepia_phone=”0%” child_filter_opacity_tablet=”100%” child_filter_opacity_phone=”100%” child_filter_blur_tablet=”0px” child_filter_blur_phone=”0px” hover_transition_duration_tablet=”300ms” hover_transition_duration_phone=”300ms” hover_transition_delay_tablet=”0ms” hover_transition_delay_phone=”0ms” header_text_shadow_horizontal_length_tablet=”0px” header_text_shadow_horizontal_length_phone=”0px” header_text_shadow_vertical_length_tablet=”0px” header_text_shadow_vertical_length_phone=”0px” header_text_shadow_blur_strength_tablet=”1px” header_text_shadow_blur_strength_phone=”1px” body_text_shadow_horizontal_length_tablet=”0px” body_text_shadow_horizontal_length_phone=”0px” body_text_shadow_vertical_length_tablet=”0px” body_text_shadow_vertical_length_phone=”0px” body_text_shadow_blur_strength_tablet=”1px” body_text_shadow_blur_strength_phone=”1px” body_link_text_shadow_horizontal_length_tablet=”0px” body_link_text_shadow_horizontal_length_phone=”0px” body_link_text_shadow_vertical_length_tablet=”0px” body_link_text_shadow_vertical_length_phone=”0px” body_link_text_shadow_blur_strength_tablet=”1px” body_link_text_shadow_blur_strength_phone=”1px” body_ul_text_shadow_horizontal_length_tablet=”0px” body_ul_text_shadow_horizontal_length_phone=”0px” body_ul_text_shadow_vertical_length_tablet=”0px” body_ul_text_shadow_vertical_length_phone=”0px” body_ul_text_shadow_blur_strength_tablet=”1px” body_ul_text_shadow_blur_strength_phone=”1px” body_ol_text_shadow_horizontal_length_tablet=”0px” body_ol_text_shadow_horizontal_length_phone=”0px” body_ol_text_shadow_vertical_length_tablet=”0px” body_ol_text_shadow_vertical_length_phone=”0px” body_ol_text_shadow_blur_strength_tablet=”1px” body_ol_text_shadow_blur_strength_phone=”1px” body_quote_text_shadow_horizontal_length_tablet=”0px” body_quote_text_shadow_horizontal_length_phone=”0px” body_quote_text_shadow_vertical_length_tablet=”0px” body_quote_text_shadow_vertical_length_phone=”0px” body_quote_text_shadow_blur_strength_tablet=”1px” body_quote_text_shadow_blur_strength_phone=”1px” button_text_shadow_horizontal_length_tablet=”0px” button_text_shadow_horizontal_length_phone=”0px” button_text_shadow_vertical_length_tablet=”0px” button_text_shadow_vertical_length_phone=”0px” button_text_shadow_blur_strength_tablet=”1px” button_text_shadow_blur_strength_phone=”1px” box_shadow_horizontal_image_tablet=”0px” box_shadow_horizontal_image_phone=”0px” box_shadow_vertical_image_tablet=”0px” box_shadow_vertical_image_phone=”0px” box_shadow_blur_image_tablet=”40px” box_shadow_blur_image_phone=”40px” box_shadow_spread_image_tablet=”0px” box_shadow_spread_image_phone=”0px” box_shadow_horizontal_button_tablet=”0px” box_shadow_horizontal_button_phone=”0px” box_shadow_vertical_button_tablet=”0px” box_shadow_vertical_button_phone=”0px” box_shadow_blur_button_tablet=”40px” box_shadow_blur_button_phone=”40px” box_shadow_spread_button_tablet=”0px” box_shadow_spread_button_phone=”0px” text_shadow_horizontal_length_tablet=”0px” text_shadow_horizontal_length_phone=”0px” text_shadow_vertical_length_tablet=”0px” text_shadow_vertical_length_phone=”0px” text_shadow_blur_strength_tablet=”1px” text_shadow_blur_strength_phone=”1px”]<\/p>\n
Financial Times<\/p>\n
[\/et_pb_slide][et_pb_slide heading=”Dwindling pensions make unlocking cash from property an increasingly popular option, but for those who have the equity, is it better to sell up and downsize, or should retirees opt for to equity release plans?” use_bg_overlay=”off” use_text_overlay=”off” heading_tablet=”Dwindling pensions make unlocking cash from property an increasingly popular option, but for those who have the equity, is it better to sell up and downsize, or should retirees opt for to equity release plans?” heading_phone=”Dwindling pensions make unlocking cash from property an increasingly popular option, but for those who have the equity, is it better to sell up and downsize, or should retirees opt for to equity release plans?” _builder_version=”4.0.6″ header_font=”||||||||” body_text_color=”#4e6cbf” button_on_hover=”on” body_font_size_tablet=”14px” body_font_size_phone=”14px” body_line_height_tablet=”1.7em” body_line_height_phone=”1.7em” background_color_gradient_direction_tablet=”180deg” background_color_gradient_direction_phone=”180deg” background_color_gradient_start_position_tablet=”0%” background_color_gradient_start_position_phone=”0%” background_color_gradient_end_position_tablet=”100%” background_color_gradient_end_position_phone=”100%” child_filter_hue_rotate_tablet=”0deg” child_filter_hue_rotate_phone=”0deg” child_filter_saturate_tablet=”100%” child_filter_saturate_phone=”100%” child_filter_brightness_tablet=”100%” child_filter_brightness_phone=”100%” child_filter_contrast_tablet=”100%” child_filter_contrast_phone=”100%” child_filter_invert_tablet=”0%” child_filter_invert_phone=”0%” child_filter_sepia_tablet=”0%” child_filter_sepia_phone=”0%” child_filter_opacity_tablet=”100%” child_filter_opacity_phone=”100%” child_filter_blur_tablet=”0px” child_filter_blur_phone=”0px” hover_transition_duration_tablet=”300ms” hover_transition_duration_phone=”300ms” hover_transition_delay_tablet=”0ms” hover_transition_delay_phone=”0ms” header_text_shadow_horizontal_length_tablet=”0px” header_text_shadow_horizontal_length_phone=”0px” header_text_shadow_vertical_length_tablet=”0px” header_text_shadow_vertical_length_phone=”0px” header_text_shadow_blur_strength_tablet=”1px” header_text_shadow_blur_strength_phone=”1px” body_text_shadow_horizontal_length_tablet=”0px” body_text_shadow_horizontal_length_phone=”0px” body_text_shadow_vertical_length_tablet=”0px” body_text_shadow_vertical_length_phone=”0px” body_text_shadow_blur_strength_tablet=”1px” body_text_shadow_blur_strength_phone=”1px” body_link_text_shadow_horizontal_length_tablet=”0px” body_link_text_shadow_horizontal_length_phone=”0px” body_link_text_shadow_vertical_length_tablet=”0px” body_link_text_shadow_vertical_length_phone=”0px” body_link_text_shadow_blur_strength_tablet=”1px” body_link_text_shadow_blur_strength_phone=”1px” body_ul_text_shadow_horizontal_length_tablet=”0px” body_ul_text_shadow_horizontal_length_phone=”0px” body_ul_text_shadow_vertical_length_tablet=”0px” body_ul_text_shadow_vertical_length_phone=”0px” body_ul_text_shadow_blur_strength_tablet=”1px” body_ul_text_shadow_blur_strength_phone=”1px” body_ol_text_shadow_horizontal_length_tablet=”0px” body_ol_text_shadow_horizontal_length_phone=”0px” body_ol_text_shadow_vertical_length_tablet=”0px” body_ol_text_shadow_vertical_length_phone=”0px” body_ol_text_shadow_blur_strength_tablet=”1px” body_ol_text_shadow_blur_strength_phone=”1px” body_quote_text_shadow_horizontal_length_tablet=”0px” body_quote_text_shadow_horizontal_length_phone=”0px” body_quote_text_shadow_vertical_length_tablet=”0px” body_quote_text_shadow_vertical_length_phone=”0px” body_quote_text_shadow_blur_strength_tablet=”1px” body_quote_text_shadow_blur_strength_phone=”1px” button_text_shadow_horizontal_length_tablet=”0px” button_text_shadow_horizontal_length_phone=”0px” button_text_shadow_vertical_length_tablet=”0px” button_text_shadow_vertical_length_phone=”0px” button_text_shadow_blur_strength_tablet=”1px” button_text_shadow_blur_strength_phone=”1px” box_shadow_horizontal_image_tablet=”0px” box_shadow_horizontal_image_phone=”0px” box_shadow_vertical_image_tablet=”0px” box_shadow_vertical_image_phone=”0px” box_shadow_blur_image_tablet=”40px” box_shadow_blur_image_phone=”40px” box_shadow_spread_image_tablet=”0px” box_shadow_spread_image_phone=”0px” box_shadow_horizontal_button_tablet=”0px” box_shadow_horizontal_button_phone=”0px” box_shadow_vertical_button_tablet=”0px” box_shadow_vertical_button_phone=”0px” box_shadow_blur_button_tablet=”40px” box_shadow_blur_button_phone=”40px” box_shadow_spread_button_tablet=”0px” box_shadow_spread_button_phone=”0px” text_shadow_horizontal_length_tablet=”0px” text_shadow_horizontal_length_phone=”0px” text_shadow_vertical_length_tablet=”0px” text_shadow_vertical_length_phone=”0px” text_shadow_blur_strength_tablet=”1px” text_shadow_blur_strength_phone=”1px”]<\/p>\n
The Independent<\/p>\n
[\/et_pb_slide][\/et_pb_slider][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"
Equity Release Specialists On Your Doorstep For many homeowners, releasing equity from their property is an ideal way of boosting a retirement pension pot, funding home improvements or paying for a trip of a lifetime, without having to downsize or make monthly payments on a more traditional bank loan. Here at The Financial Planning Group […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"class_list":["post-2411","page","type-page","status-publish","hentry"],"yoast_head":"\n
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