{"id":1228,"date":"2015-12-16T08:25:01","date_gmt":"2015-12-16T08:25:01","guid":{"rendered":"http:\/\/www.fpgonline.co.uk\/?p=1228"},"modified":"2015-12-16T08:25:01","modified_gmt":"2015-12-16T08:25:01","slug":"pensioner-bond","status":"publish","type":"post","link":"https:\/\/www.fpgonline.co.uk\/index.php\/pensioner-bond\/","title":{"rendered":"Pensioner Bond Shock For The Over-65s"},"content":{"rendered":"<p>Investors who were tempted to place savings in the Governments \u2018pensioner bonds\u2019 will be disappointed to discover that the returns they expected have been halved.<\/p>\n<p>The bonds had been designed to encourage the over-65s to invest, with attractive returns on cash savings tied over one or three-year periods, however, despite only being unveiled in the 2014 Budget, the scheme has now been radically changed.<\/p>\n<p>It is understood that around 470,000 savers with money tied to the one-year bond will be given 30-days to transfer their investment to another account, or see a 49% interest rate cut imposed \u2013 from 2.8% to 1.45%.<\/p>\n<p>As Chartered Financial Planners, The Financial Planning Group work with our clients in an ongoing relationship to help individuals, families and businesses to place their financial affairs in context with their future goals and aspirations. We provide a simple, structured, disciplined and reviewable financial planning service.<\/p>\n<p><strong>If you would like to speak to us about your own financial situation or retirement planning options, please call us on 0800 731 7614 or by e-mail at\u00a0<a href=\"mailto:enquiries@fpgonline.co.uk\">enquiries@fpgonline.co.uk<\/a>\u00a0and we\u2019d be delighted to help.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Investors who were tempted to place savings in the Governments \u2018pensioner bonds\u2019 will be disappointed to discover that the returns they expected have been halved. The bonds had been designed to encourage the over-65s to invest, with attractive returns on cash savings tied over one or three-year periods, however, despite only being unveiled in the [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[2],"tags":[],"class_list":["post-1228","post","type-post","status-publish","format-standard","hentry","category-news"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Pensioner Bond Shock For The Over-65s - The Financial Planning Group<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fpgonline.co.uk\/index.php\/pensioner-bond\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Pensioner Bond Shock For The Over-65s - The Financial Planning Group\" \/>\n<meta property=\"og:description\" content=\"Investors who were tempted to place savings in the Governments \u2018pensioner bonds\u2019 will be disappointed to discover that the returns they expected have been halved. 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