{"id":1379,"date":"2016-03-09T10:48:23","date_gmt":"2016-03-09T10:48:23","guid":{"rendered":"http:\/\/www.fpgonline.co.uk\/?p=1379"},"modified":"2016-03-09T10:48:23","modified_gmt":"2016-03-09T10:48:23","slug":"wealthy-denied-best-mortgage-deals","status":"publish","type":"post","link":"https:\/\/www.fpgonline.co.uk\/index.php\/wealthy-denied-best-mortgage-deals\/","title":{"rendered":"Wealthy Home Owners Denied Access To Best Mortgage Deals"},"content":{"rendered":"
\n

It has emerged that many wealthy homebuyers are currently being denied access to the best mortgage deals from high street lenders, despite exemptions to affordability rules that should allow them to borrow higher sums at greater loan-to-income ratios.<\/p>\n

The Financial Conduct Authority imposed constraints on affordability for mortgage borrowers under the mortgage market review in\u00a0 April 2014, but offered an exemption for \u201chigh net worth\u201d individuals, which it defined as those with assets of more than \u00a33m, or those earning more than \u00a3300,000 a year. However, nearly two years later, many high street lenders are failing to make use of that exemption.<\/p>\n

As independent mortgage experts The Financial Planning Group offer our clients the very best deals currently available by lenders from across the whole industry \u2013 we are also able to secure a mortgage deal\u00a0six months ahead of your current deal ending, which makes it possible for our clients to reserve\u00a0the best rates \u2013 regardless of what the market does in that period.<\/p>\n

To speak Steve Padgham about your property finance or mortgage requirements, please call him on 020 8614 4782, or e-mail\u00a0steve.padgham@fpgonline.co.uk<\/a>.<\/strong><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

It has emerged that many wealthy homebuyers are currently being denied access to the best mortgage deals from high street lenders, despite exemptions to affordability rules that should allow them to borrow higher sums at greater loan-to-income ratios. The Financial Conduct Authority imposed constraints on affordability for mortgage borrowers under the mortgage market review in\u00a0 […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[2],"tags":[],"class_list":["post-1379","post","type-post","status-publish","format-standard","hentry","category-news"],"yoast_head":"\nWealthy Home Owners Denied Access To Best Mortgage Deals - The Financial Planning Group<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fpgonline.co.uk\/index.php\/wealthy-denied-best-mortgage-deals\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Wealthy Home Owners Denied Access To Best Mortgage Deals - The Financial Planning Group\" \/>\n<meta property=\"og:description\" content=\"It has emerged that many wealthy homebuyers are currently being denied access to the best mortgage deals from high street lenders, despite exemptions to affordability rules that should allow them to borrow higher sums at greater loan-to-income ratios. 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