If at all humanly possible, accepting your lender’s \u2018Standard Variable Rate\u2019 is a situation that no UK family should consider accepting, unless of course, you enjoy spending your hard earned wages on unnecessary interest. There should also be no need to feel like a \u2018mortgage prisoner\u2019, even if your personal circumstances have changed since agreeing your previous home loan… fortunately local help is at hand.<\/p>\n
As with so many other domestic issues – such as choosing your utility supplier or insurance provider – switching to a new mortgage lender, or negotiating a better deal with your current bank or building society, is something that an independent mortgage advisor can broker on your behalf, and with more than 25 years\u2019 experience dealing with families in the South West London area, Steve Padgham, our head of mortgages, is here to help you achieve the very best outcome.<\/p>\n