{"id":2991,"date":"2023-01-12T09:30:38","date_gmt":"2023-01-12T09:30:38","guid":{"rendered":"https:\/\/www.fpgonline.co.uk\/?p=2991"},"modified":"2023-01-12T09:33:16","modified_gmt":"2023-01-12T09:33:16","slug":"do-buying-opportunities-exist-in-januarys-property-market","status":"publish","type":"post","link":"https:\/\/www.fpgonline.co.uk\/index.php\/do-buying-opportunities-exist-in-januarys-property-market\/","title":{"rendered":"Do Buying Opportunities Exist In January\u2019s Property Market?"},"content":{"rendered":"<div class=\"\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-medium wp-image-2845\" src=\"https:\/\/www.fpgonline.co.uk\/wp-content\/uploads\/2021\/10\/image-300x200.jpeg\" alt=\"\" width=\"300\" height=\"200\" \/>The property and mortgage lending market may be a challenging one right now \u2013 Kwasi Kwarteng\u2019s disastrous mini-budget in September saw mortgage rates rocketing at a time when the cost of living crisis was starting to bite \u2013 a combination that has lead British banks and building societies expecting to lend 23% less to homebuyers during 2023 with house prices predicted to fall.<\/div>\n<div class=\"\"><\/div>\n<div class=\"\">However, opportunities do still exist for those looking to buy a new home now that mortgage rates are starting to drop, with lenders trying to stimulate the property market, for example: NatWest have just launched a five year fixed rate at 4.38% \u2013 which is only around 0.40% higher than before the ill-fated mini budget.<\/div>\n<div><\/div>\n<div class=\"\">According to recent reports, the real estate firm Jones Lang LaSalle is forecasting a 6% drop in house prices for 2023 arguing that house price crashes have been rare in the UK. Both it and Savills expect a recovery to 1% price growth in 2024, as interest rates fall back and inflation is contained. Robert Gardner, chief economist at Nationwide, expects a \u201cmodest decline\u201d in house prices during this year, adding \u201cThere\u2019s good reason to believe that we can still achieve a soft landing.\u201d<\/div>\n<div class=\"\"><\/div>\n<div class=\"\">Here at The Financial Planning Group, the estate agents we deal with every day tell us that many sellers are accepting offers below asking price currently, therefore, if you can buy a property for 5% less than September 2022, whilst mortgage rates continue to level out as predicted, a buying opportunity is emerging for some.<\/div>\n<div><\/div>\n<div class=\"\"><b class=\"\">If you or a friend or family member has a mortgage or remortgage situation on the horizon, and would like to talk though your options, please contact Steve Padgham via e-mail at\u00a0<\/b><a class=\"\" href=\"mailto:Steve.Padgham@fpgonline.co.uk\"><span class=\"\"><b class=\"\">Steve.Padgham@fpgonline.co.uk<\/b><\/span><\/a><b class=\"\">\u00a0or by calling 020 8614 4782.<\/b><\/div>\n","protected":false},"excerpt":{"rendered":"<p>The property and mortgage lending market may be a challenging one right now \u2013 Kwasi Kwarteng\u2019s disastrous mini-budget in September saw mortgage rates rocketing at a time when the cost of living crisis was starting to bite \u2013 a combination that has lead British banks and building societies expecting to lend 23% less to homebuyers [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[2],"tags":[],"class_list":["post-2991","post","type-post","status-publish","format-standard","hentry","category-news"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Do Buying Opportunities Exist In January\u2019s Property Market? 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