{"id":3036,"date":"2023-03-14T15:24:07","date_gmt":"2023-03-14T15:24:07","guid":{"rendered":"https:\/\/www.fpgonline.co.uk\/?p=3036"},"modified":"2023-05-22T07:01:56","modified_gmt":"2023-05-22T07:01:56","slug":"switch-to-fix","status":"publish","type":"post","link":"https:\/\/www.fpgonline.co.uk\/index.php\/switch-to-fix\/","title":{"rendered":"Switch To Fix Mortgages"},"content":{"rendered":"<p>Did you know that most lenders offer the option to \u201cswitch to fix\u201d, which means you can take out a tracker mortgage then, when you feel fixed rates have hit bottom, switch penalty-free from the tracker onto a fixed rate with your existing lender without the need for underwriting or forms. The best fixed rate deals available this week are as follows:<\/p>\n<ul>\n<li>2 yr &#8211; 4.25%<\/li>\n<li>3 yr \u2013 4.19%<\/li>\n<li>5 yr \u2013 3.96%<\/li>\n<li>10yr \u2013 3.99%<\/li>\n<\/ul>\n<p>The exact terms and conditions of how this works varies from lender to lender and, as such, Independent Financial Advice is essential before you enter into any new mortgage contract, however Steve Padgham, Head of Mortgages at The Financial Planning Group, is here to talk you through the possibilities as well as the best current deals available right now for your circumstances.<\/p>\n<p><b>Contact him now via e-mail at\u00a0<\/b><a href=\"mailto:Steve.Padgham@fpgonline.co.uk\"><b>Steve.Padgham@fpgonline.co.uk<\/b><\/a><b>\u00a0or by calling 020 8614 4782.<\/b><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Did you know that most lenders offer the option to \u201cswitch to fix\u201d, which means you can take out a tracker mortgage then, when you feel fixed rates have hit bottom, switch penalty-free from the tracker onto a fixed rate with your existing lender without the need for underwriting or forms. The best fixed rate [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[2],"tags":[],"class_list":["post-3036","post","type-post","status-publish","format-standard","hentry","category-news"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Switch To Fix Mortgages - The Financial Planning Group<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fpgonline.co.uk\/index.php\/switch-to-fix\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Switch To Fix Mortgages - The Financial Planning Group\" \/>\n<meta property=\"og:description\" content=\"Did you know that most lenders offer the option to \u201cswitch to fix\u201d, which means you can take out a tracker mortgage then, when you feel fixed rates have hit bottom, switch penalty-free from the tracker onto a fixed rate with your existing lender without the need for underwriting or forms. The best fixed rate [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.fpgonline.co.uk\/index.php\/switch-to-fix\/\" \/>\n<meta property=\"og:site_name\" content=\"The Financial Planning Group\" \/>\n<meta property=\"article:published_time\" content=\"2023-03-14T15:24:07+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-05-22T07:01:56+00:00\" \/>\n<meta name=\"author\" content=\"fpgonline\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"fpgonline\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.fpgonline.co.uk\\\/index.php\\\/switch-to-fix\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.fpgonline.co.uk\\\/index.php\\\/switch-to-fix\\\/\"},\"author\":{\"name\":\"fpgonline\",\"@id\":\"https:\\\/\\\/www.fpgonline.co.uk\\\/#\\\/schema\\\/person\\\/ca7cc77e66f7465100af51d9355d408c\"},\"headline\":\"Switch To Fix Mortgages\",\"datePublished\":\"2023-03-14T15:24:07+00:00\",\"dateModified\":\"2023-05-22T07:01:56+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.fpgonline.co.uk\\\/index.php\\\/switch-to-fix\\\/\"},\"wordCount\":147,\"articleSection\":[\"Latest News &amp; Blog\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.fpgonline.co.uk\\\/index.php\\\/switch-to-fix\\\/\",\"url\":\"https:\\\/\\\/www.fpgonline.co.uk\\\/index.php\\\/switch-to-fix\\\/\",\"name\":\"Switch To Fix Mortgages - The Financial Planning Group\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.fpgonline.co.uk\\\/#website\"},\"datePublished\":\"2023-03-14T15:24:07+00:00\",\"dateModified\":\"2023-05-22T07:01:56+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/www.fpgonline.co.uk\\\/#\\\/schema\\\/person\\\/ca7cc77e66f7465100af51d9355d408c\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.fpgonline.co.uk\\\/index.php\\\/switch-to-fix\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.fpgonline.co.uk\\\/index.php\\\/switch-to-fix\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.fpgonline.co.uk\\\/index.php\\\/switch-to-fix\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.fpgonline.co.uk\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Switch To Fix Mortgages\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.fpgonline.co.uk\\\/#website\",\"url\":\"https:\\\/\\\/www.fpgonline.co.uk\\\/\",\"name\":\"The Financial Planning Group\",\"description\":\"Personal &amp; Business Finance Solutions\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.fpgonline.co.uk\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.fpgonline.co.uk\\\/#\\\/schema\\\/person\\\/ca7cc77e66f7465100af51d9355d408c\",\"name\":\"fpgonline\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/7e211cb7cf788d6a73d3947bfa4a46e43e4f94a35eab481978a1b6f169179150?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/7e211cb7cf788d6a73d3947bfa4a46e43e4f94a35eab481978a1b6f169179150?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/7e211cb7cf788d6a73d3947bfa4a46e43e4f94a35eab481978a1b6f169179150?s=96&d=mm&r=g\",\"caption\":\"fpgonline\"},\"url\":\"https:\\\/\\\/www.fpgonline.co.uk\\\/index.php\\\/author\\\/fpgonline\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Switch To Fix Mortgages - The Financial Planning Group","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.fpgonline.co.uk\/index.php\/switch-to-fix\/","og_locale":"en_US","og_type":"article","og_title":"Switch To Fix Mortgages - The Financial Planning Group","og_description":"Did you know that most lenders offer the option to \u201cswitch to fix\u201d, which means you can take out a tracker mortgage then, when you feel fixed rates have hit bottom, switch penalty-free from the tracker onto a fixed rate with your existing lender without the need for underwriting or forms. The best fixed rate [&hellip;]","og_url":"https:\/\/www.fpgonline.co.uk\/index.php\/switch-to-fix\/","og_site_name":"The Financial Planning Group","article_published_time":"2023-03-14T15:24:07+00:00","article_modified_time":"2023-05-22T07:01:56+00:00","author":"fpgonline","twitter_misc":{"Written by":"fpgonline","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.fpgonline.co.uk\/index.php\/switch-to-fix\/#article","isPartOf":{"@id":"https:\/\/www.fpgonline.co.uk\/index.php\/switch-to-fix\/"},"author":{"name":"fpgonline","@id":"https:\/\/www.fpgonline.co.uk\/#\/schema\/person\/ca7cc77e66f7465100af51d9355d408c"},"headline":"Switch To Fix Mortgages","datePublished":"2023-03-14T15:24:07+00:00","dateModified":"2023-05-22T07:01:56+00:00","mainEntityOfPage":{"@id":"https:\/\/www.fpgonline.co.uk\/index.php\/switch-to-fix\/"},"wordCount":147,"articleSection":["Latest News &amp; Blog"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.fpgonline.co.uk\/index.php\/switch-to-fix\/","url":"https:\/\/www.fpgonline.co.uk\/index.php\/switch-to-fix\/","name":"Switch To Fix Mortgages - The Financial Planning Group","isPartOf":{"@id":"https:\/\/www.fpgonline.co.uk\/#website"},"datePublished":"2023-03-14T15:24:07+00:00","dateModified":"2023-05-22T07:01:56+00:00","author":{"@id":"https:\/\/www.fpgonline.co.uk\/#\/schema\/person\/ca7cc77e66f7465100af51d9355d408c"},"breadcrumb":{"@id":"https:\/\/www.fpgonline.co.uk\/index.php\/switch-to-fix\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.fpgonline.co.uk\/index.php\/switch-to-fix\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.fpgonline.co.uk\/index.php\/switch-to-fix\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.fpgonline.co.uk\/"},{"@type":"ListItem","position":2,"name":"Switch To Fix Mortgages"}]},{"@type":"WebSite","@id":"https:\/\/www.fpgonline.co.uk\/#website","url":"https:\/\/www.fpgonline.co.uk\/","name":"The Financial Planning Group","description":"Personal &amp; Business Finance Solutions","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.fpgonline.co.uk\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.fpgonline.co.uk\/#\/schema\/person\/ca7cc77e66f7465100af51d9355d408c","name":"fpgonline","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/7e211cb7cf788d6a73d3947bfa4a46e43e4f94a35eab481978a1b6f169179150?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/7e211cb7cf788d6a73d3947bfa4a46e43e4f94a35eab481978a1b6f169179150?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/7e211cb7cf788d6a73d3947bfa4a46e43e4f94a35eab481978a1b6f169179150?s=96&d=mm&r=g","caption":"fpgonline"},"url":"https:\/\/www.fpgonline.co.uk\/index.php\/author\/fpgonline\/"}]}},"_links":{"self":[{"href":"https:\/\/www.fpgonline.co.uk\/index.php\/wp-json\/wp\/v2\/posts\/3036","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fpgonline.co.uk\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fpgonline.co.uk\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fpgonline.co.uk\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fpgonline.co.uk\/index.php\/wp-json\/wp\/v2\/comments?post=3036"}],"version-history":[{"count":2,"href":"https:\/\/www.fpgonline.co.uk\/index.php\/wp-json\/wp\/v2\/posts\/3036\/revisions"}],"predecessor-version":[{"id":3038,"href":"https:\/\/www.fpgonline.co.uk\/index.php\/wp-json\/wp\/v2\/posts\/3036\/revisions\/3038"}],"wp:attachment":[{"href":"https:\/\/www.fpgonline.co.uk\/index.php\/wp-json\/wp\/v2\/media?parent=3036"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.fpgonline.co.uk\/index.php\/wp-json\/wp\/v2\/categories?post=3036"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fpgonline.co.uk\/index.php\/wp-json\/wp\/v2\/tags?post=3036"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}