{"id":524,"date":"2014-11-25T10:57:14","date_gmt":"2014-11-25T10:57:14","guid":{"rendered":"http:\/\/www.fpgonline.co.uk\/?p=524"},"modified":"2014-11-25T11:07:51","modified_gmt":"2014-11-25T11:07:51","slug":"mortgages-rejected-40s","status":"publish","type":"post","link":"https:\/\/www.fpgonline.co.uk\/index.php\/mortgages-rejected-40s\/","title":{"rendered":"Mortgages Being Rejected For The Over 40s"},"content":{"rendered":"<p>The struggle that faces many 40-plus-year-old mortgage applicants when trying to borrow money from Britain\u2019s biggest lenders was highlighted on BBC News again today.<\/p>\n<p>Over the past few years certain lenders have made it increasingly difficult for \u2018older\u2019 borrowers to successfully secure a mortgage, with many requiring proof of retirement income from the state pension age \u2013 often regardless of whether they intend to work for longer.<\/p>\n<p>The BBC\u2019s report highlights how borrowers, who have in many cases been forced to climb on the property ladder later than desired having saved for many years to secure a suitable deposit, face unfair suitability criteria based upon their age.<\/p>\n<p>The Financial Planning Group have more than 21 years experience helping borrowers in these circumstances, and because our mortgage experts are able to offer mortgage products from across the whole market, rather than being tied into one lender, we have access to lenders who will assess affordability until the age of 75 rather than 65.<\/p>\n<p><strong>If you are considering moving home, buying a property, or re-mortgaging, please give Steve Padgham a call on 020 8614 4782 or e-mail him at steve.padgham@fpgonline.co.uk He\u2019ll be delighted to find the mortgage that\u2019s perfect for you.<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p><strong><a href=\"http:\/\/www.fpgonline.co.uk\/wp-content\/uploads\/2014\/10\/FinancialServicesBrochure.pdf\" class=\"mtli_attachment mtli_pdf\">CLICK HERE TO DOWNLOAD THE FPG BROCHURE<\/a><\/strong><\/p>\n<p><a href=\"http:\/\/www.fpgonline.co.uk\/wp-content\/uploads\/2014\/10\/FinancialServicesBrochure.pdf\" class=\"mtli_attachment mtli_pdf\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-470\" src=\"http:\/\/www.fpgonline.co.uk\/wp-content\/uploads\/2014\/10\/brochuresmall.png\" alt=\"brochuresmall\" width=\"400\" height=\"264\" srcset=\"https:\/\/www.fpgonline.co.uk\/wp-content\/uploads\/2014\/10\/brochuresmall.png 400w, https:\/\/www.fpgonline.co.uk\/wp-content\/uploads\/2014\/10\/brochuresmall-300x198.png 300w\" sizes=\"(max-width: 400px) 100vw, 400px\" \/><\/a><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The struggle that faces many 40-plus-year-old mortgage applicants when trying to borrow money from Britain\u2019s biggest lenders was highlighted on BBC News again today. Over the past few years certain lenders have made it increasingly difficult for \u2018older\u2019 borrowers to successfully secure a mortgage, with many requiring proof of retirement income from the state pension [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[2],"tags":[],"class_list":["post-524","post","type-post","status-publish","format-standard","hentry","category-news"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Mortgages Being Rejected For The Over 40s - The Financial Planning Group<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fpgonline.co.uk\/index.php\/mortgages-rejected-40s\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Mortgages Being Rejected For The Over 40s - The Financial Planning Group\" \/>\n<meta property=\"og:description\" content=\"The struggle that faces many 40-plus-year-old mortgage applicants when trying to borrow money from Britain\u2019s biggest lenders was highlighted on BBC News again today. Over the past few years certain lenders have made it increasingly difficult for \u2018older\u2019 borrowers to successfully secure a mortgage, with many requiring proof of retirement income from the state pension [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.fpgonline.co.uk\/index.php\/mortgages-rejected-40s\/\" \/>\n<meta property=\"og:site_name\" content=\"The Financial Planning Group\" \/>\n<meta property=\"article:published_time\" content=\"2014-11-25T10:57:14+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2014-11-25T11:07:51+00:00\" \/>\n<meta property=\"og:image\" content=\"http:\/\/www.fpgonline.co.uk\/wp-content\/uploads\/2014\/10\/brochuresmall.png\" \/>\n<meta name=\"author\" content=\"fpgonline\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"fpgonline\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.fpgonline.co.uk\\\/index.php\\\/mortgages-rejected-40s\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.fpgonline.co.uk\\\/index.php\\\/mortgages-rejected-40s\\\/\"},\"author\":{\"name\":\"fpgonline\",\"@id\":\"https:\\\/\\\/www.fpgonline.co.uk\\\/#\\\/schema\\\/person\\\/ca7cc77e66f7465100af51d9355d408c\"},\"headline\":\"Mortgages Being Rejected For The Over 40s\",\"datePublished\":\"2014-11-25T10:57:14+00:00\",\"dateModified\":\"2014-11-25T11:07:51+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.fpgonline.co.uk\\\/index.php\\\/mortgages-rejected-40s\\\/\"},\"wordCount\":221,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/www.fpgonline.co.uk\\\/index.php\\\/mortgages-rejected-40s\\\/#primaryimage\"},\"thumbnailUrl\":\"http:\\\/\\\/www.fpgonline.co.uk\\\/wp-content\\\/uploads\\\/2014\\\/10\\\/brochuresmall.png\",\"articleSection\":[\"Latest News &amp; 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