{"id":849,"date":"2015-05-01T15:53:30","date_gmt":"2015-05-01T15:53:30","guid":{"rendered":"http:\/\/www.fpgonline.co.uk\/?p=849"},"modified":"2023-09-19T11:33:34","modified_gmt":"2023-09-19T11:33:34","slug":"trusted","status":"publish","type":"post","link":"https:\/\/www.fpgonline.co.uk\/index.php\/trusted\/","title":{"rendered":"Can You Be Trusted With Your Pension?  \u00a0"},"content":{"rendered":"<p>The Work and Pensions Select Committee last week proposed that the minimum age at which individuals are able access to their pension savings should be increase from 55 to five years before state pension age.<\/p>\n<p>According to reports; \u201cSenior political figures and think tanks have also proposed reforming tax relief on pension contributions. They suggest replacing the current system with a flat rate of tax relief at between 30 and 33%.\u201d<\/p>\n<p>Whilst we understand the need to consider the long-term sustainability of someone\u2019s pension pot, more rule changes so soon after the recently introduced freedoms risk confusing consumers and discouraging longer term pension saving. We would hope that future governments think carefully before exploring further radical reforms to the pension tax system in the short term. Furthermore, any reforms to reduce Government expenditure on pension tax relief could be a false economy if they stop people from saving long-term.<\/p>\n<p><strong>The Financial Planning Group have been at the heart of Teddington for the past 22 years, so if you would like to speak with one of pensions experts about what\u2019s really best in your long term financial interests, please call us on 0800 731 7614\u00a0\u00a0or email\u00a0<a href=\"mailto:enquiries@fpgonline.co.uk\">enquiries@fpgonline.co.uk<\/a>\u00a0and we\u2019d be delighted to help.<\/strong><\/p>\n<p><strong>\u00a0We\u00a0have produced a\u00a0booklet to share some valuable information\u00a0<a href=\"http:\/\/www.fpgonline.co.uk\/wp-content\/uploads\/2015\/03\/PensionBrochure.pdf\" class=\"mtli_attachment mtli_pdf\">(please click here\u00a0to download the PDF)<\/a>\u00a0as we believe it is sensible financial planning to consult a Chartered Financial Planner so that personal, tailored advice is received and understood by retirees, prior to making any potential life changing decision. Please feel free to forward the Guide to any friends or family members you feel could be affected.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Work and Pensions Select Committee last week proposed that the minimum age at which individuals are able access to their pension savings should be increase from 55 to five years before state pension age. According to reports; \u201cSenior political figures and think tanks have also proposed reforming tax relief on pension contributions. They suggest [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[2],"tags":[],"class_list":["post-849","post","type-post","status-publish","format-standard","hentry","category-news"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Can You Be Trusted With Your Pension? \u00a0 - The Financial Planning Group<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fpgonline.co.uk\/index.php\/trusted\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Can You Be Trusted With Your Pension? \u00a0 - The Financial Planning Group\" \/>\n<meta property=\"og:description\" content=\"The Work and Pensions Select Committee last week proposed that the minimum age at which individuals are able access to their pension savings should be increase from 55 to five years before state pension age. According to reports; \u201cSenior political figures and think tanks have also proposed reforming tax relief on pension contributions. 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