{"id":907,"date":"2015-06-05T07:30:46","date_gmt":"2015-06-05T07:30:46","guid":{"rendered":"http:\/\/www.fpgonline.co.uk\/?p=907"},"modified":"2023-09-19T11:31:38","modified_gmt":"2023-09-19T11:31:38","slug":"squirrelling","status":"publish","type":"post","link":"https:\/\/www.fpgonline.co.uk\/index.php\/squirrelling\/","title":{"rendered":"Simply\u00a0Squirrelling\u00a0Could Be Nuts\u00a0"},"content":{"rendered":"<p>Keeping larger sums of money\u00a0squirrelled\u00a0in basic bank accounts, earning little or no interest, is an all-too-common situation according to the Financial Conduct Authority (FCA) \u2013 they say that more than \u00a3160bn in cash savings is languishing in low-interest accounts purely because consumers find it difficult to know what rate they are on and are reluctant to switch bank accounts due to the inconvenience.<\/p>\n<p>The FCA claims that the \u00a3700bn savings market &#8220;does not work well&#8221; for savers, with more than a fifth of all funds earning the same or less than the Bank of England&#8217;s 0.5pc base rate\u2026 which is clearly not a satisfactory situation for all those hoping to grow their savings towards a financially secure future. However, saving and investing your money does not have to be so frustrating.<\/p>\n<p>The returns on investments made in FTSE 100 companies over the past ten years (from the start of each calendar year), with dividends re-invested, makes fascinating reading and, with hindsight, we are sure the majority of those who aren\u2019t currently maximizing the potential of their savings would have chosen a different coarse of action.<\/p>\n<ul>\n<li>2015\u00a0\u00a0\u00a09.00%<\/li>\n<li>2014\u00a0\u00a0\u00a09.80%<\/li>\n<li>2013 \u00a0 30.29%<\/li>\n<li>2012 \u00a0 43.29%<\/li>\n<li>2011\u00a0 \u00a040.16%<\/li>\n<li>2010\u00a0\u00a0\u00a057.85%<\/li>\n<li>2009\u00a0\u00a0\u00a058.58%<\/li>\n<li>2008\u00a0\u00a0\u00a044.05%<\/li>\n<li>2007\u00a0 \u00a054.66%<\/li>\n<li>2006\u00a0\u00a0\u00a076.97%<\/li>\n<li>2005\u00a0\u00a0\u00a0113.75%<\/li>\n<\/ul>\n<h6><strong>\u00a0<em>Source: Financial Analytics<\/em><\/strong><\/h6>\n<p>With over 21 years\u2019 experience in helping individuals, families and businesses place their financial affairs in context with their future goals and aspirations, the Financial Planning Group pride ourselves in offering simple, structured, disciplined and reviewable planning services.<\/p>\n<p>Our mission statement is to help change the fundamental relationship people have with their money, and to give them confidence and clarity in their own futures.<\/p>\n<p><strong>If you would like to speak to us about your own financial situation or retirement planning concerns, please call us on 0800 731 7614 or by e-mail at\u00a0<a href=\"mailto:enquiries@fpgonline.co.uk\">enquiries@fpgonline.co.uk<\/a>\u00a0and we\u2019d be delighted to help.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Keeping larger sums of money\u00a0squirrelled\u00a0in basic bank accounts, earning little or no interest, is an all-too-common situation according to the Financial Conduct Authority (FCA) \u2013 they say that more than \u00a3160bn in cash savings is languishing in low-interest accounts purely because consumers find it difficult to know what rate they are on and are reluctant [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[2],"tags":[],"class_list":["post-907","post","type-post","status-publish","format-standard","hentry","category-news"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.0 - 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