The Return Of The 95% Mortgage

Today sees the government’s 95% mortgage guarantee scheme go live, which is available for properties of all ages (previous schemes were for new build only) for those able to provide a 5% deposit on property with a maximum value of £600,000. The scheme is...

The Return Of The 95% Mortgage

A rise in house prices in recent months, combined with tighter lending restrictions due to Covid, has creating an even more challenging environment for first-time buyers who had faced increased scrutiny from lenders, tighter criteria and a shrinking range of high...