Your NI Number… Did You Know?

It is the only essential UK-wide adult identity reference. The ‘number’ itself is made up of both letters and numbers, however, they do not include D, F, I, Q, U or V to (historically) reduce handwriting errors… the combinations BG, GB, NK, KN, NT and ZZ are also...

Defusing An Interest Only Mortgage Time Bomb

  It has been dubbed the ‘Interest Only Time Bomb’ by the press in recent weeks, with many column inches and online reports dedicated to painting a bleak picture in which as many as 1.7 million people have no means of repaying their mortgage debt. The reports...

Households Braced For Rises

The Bank of England policymakers’ message surrounding forthcoming interest rate rises are being heeded by UK households it would seem – with a report this week claiming that 78% of us now expect rate rises within the next year, with 48% anticipating the upward curve...

Six Month Warning Over Interest Rate Rises

Following the Bank of England’s  ‘Super Thursday’ meeting in London, the Bank provided the latest Quarterly Inflation Report alongside its August Interest Rate decision – although the base rate remained frozen at its historical low 0.5% figure, the Bank pushed back...
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