Did you know that most lenders offer the option to “switch to fix”, which means you can take out a tracker mortgage then, when you feel fixed rates have hit bottom, switch penalty-free from the tracker onto a fixed rate with your existing lender without the need for underwriting or forms. The best fixed rate deals available this week are as follows:

  • 2 yr – 4.25%
  • 3 yr – 4.19%
  • 5 yr – 3.96%
  • 10yr – 3.99%

The exact terms and conditions of how this works varies from lender to lender and, as such, Independent Financial Advice is essential before you enter into any new mortgage contract, however Steve Padgham, Head of Mortgages at The Financial Planning Group, is here to talk you through the possibilities as well as the best current deals available right now for your circumstances.

Contact him now via e-mail at Steve.Padgham@fpgonline.co.uk or by calling 020 8614 4782.

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