by fpgonline | May 7, 2021 | Latest News & Blog
According to the April’s mortgage data, UK homeowners’ borrowing levels were higher than in any month since comparable data began almost thirty years ago – caused in the main by the extended stamp duty holidays and very low mortgage rates. As we emerge from lockdown...
by fpgonline | Apr 19, 2021 | Latest News & Blog
Today sees the government’s 95% mortgage guarantee scheme go live, which is available for properties of all ages (previous schemes were for new build only) for those able to provide a 5% deposit on property with a maximum value of £600,000. The scheme is...
by fpgonline | Apr 13, 2021 | Latest News & Blog
Data released earlier this month underlines a continued growth in the property equity industry in 2021, with lenders evolving their products to match increasing demand, as well as competition in the market place. This, in turn, is providing far better options for...
by fpgonline | Mar 24, 2021 | Latest News & Blog
If you are aged 65 or over and living in, or buying, your own home with a small or no mortgage and want to borrow £10,000 or more, there is a new ‘optional payment lifetime mortgage’ product you may be interested in – especially if you’d like to pay some, or all, of...
by fpgonline | Mar 11, 2021 | Latest News & Blog
A rise in house prices in recent months, combined with tighter lending restrictions due to Covid, has creating an even more challenging environment for first-time buyers who had faced increased scrutiny from lenders, tighter criteria and a shrinking range of high...