Uncertainty surrounding the UK’s ongoing Brexit negotiations and the unknown economic implications of leaving the European Union is a combination that has led to many savvy home owners taking out options on low-rate remortgage deals, or ring-fencing a new offer, to better protect their biggest asset and largest monthly commitment.

Due to changes is the banking sector we are now able to renegotiate your mortgage deal with your existing lender without the need for:-

  • Evidence of income
  • Assessment of your expenditure
  • Application forms
  •  Surveys

We can secure rates up to six month in advance and some lenders will waive penalties up to four months before your current deal ends. We will also receive a fee from your current lender for providing Independent financial advice and will not charge you a fee. If your current deal doesn’t end for a year or more year we can set a diary note to remind you when it does.

Steve Padgham, head of mortgages at The Financial Planning Group, is able to help his clients reserve low-rate mortgages that will remain available for the next six months, which provides real peace of mind against a back drop of fluctuating stock and currency markets, plus interest rate rise conjecture. And, if better deals emerge within that period, clients can switch to those instead – it’s a real no-brainer.

 So, give Steve a call today on 020 8614 4782 or e-mail steve.padgham@fpgonline.co.uk and he will be able to offer some sound, independent advice and recommend the best possible deals currently available across the whole of the mortgage industry.


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