Stock returns are volatile, but over time bull and bear markets show that the good times have significantly outshined the bad times.

When the bull and bear markets are viewed together, it’s clear equities have rewarded disciplined investors.

The stock market’s ups and downs are unpredictable, but history supports an expectation of positive returns over the medium to long term. For the best shot at the benefits the market can offer, stay the course. As we always say, it’s time in the market not timing the market that matters.

If you would like to find out more about investment strategies for 2023 and beyond, please call Tim Norris on 020 8614 4780 or e-mail

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