by fpgonline | May 19, 2017 | Latest News & Blog
The latest data from the British Bankers Association shows that lenders’ increased scrutiny has slowed down mortgage approvals for the third month running – with remortgage approvals at their lowest level since November 2006. Industry experts feel that banks and...
by fpgonline | May 18, 2017 | Latest News & Blog
The phased removal of tax relief for would-be buy to let landlords, plus a stamp duty surcharge on second property ownership, has seen a big fall in demand since April 2016 when the new rules came into effect, as well as a reduction in mortgage approvals from lenders....
by fpgonline | May 8, 2017 | Latest News & Blog
According to an insightful article in the Financial Times recently, Saga, Aga and Gaga are the three phases of retirement; “Firstly, the “Saga phase”, when you’re sprightly enough to travel the world, take endless cruises and do the things you’ve always wanted. Next,...
by fpgonline | Apr 20, 2017 | Latest News & Blog
Stay at home parents, who are currently out of employment whilst raising a young family, can still contribute to a pension to the tune of £2,880 per year and receive 20% tax relief – the government will also top this amount up by £720, which makes the maximum...
by fpgonline | Apr 18, 2017 | Latest News & Blog
According to figures released by the Bank of England, mortgage companies have tightened their lending criteria in recent weeks, which has led to a reduction in approval rates and fewer loans being offered. House prices have grown 5.8% in the year to February according...
by fpgonline | Apr 4, 2017 | Latest News & Blog
A report by the BBC highlights why April could be a month of tightening the purse strings in households all over the land, with a list of changes coming into effect throughout the month. A rise in the National Living Wage, an increase in personal allowance income tax...