by fpgonline | Jul 17, 2015 | Latest News & Blog
Lenders have been steadily cutting rates since the end of summer 2014, and the current crop of fixed rates now includes the lowest we’ve ever seen – with five year fixed rates available from 1.99% – there has never been a better time to fix as the table below...
by fpgonline | Jul 16, 2015 | Latest News & Blog
The buy-to-let mortgage market is booming, with lending figures jumping 22% over the past twelve months –according to the Council of Mortgage Lenders over 19,000 landlords borrowed £2.7billion to invest in property in that period. There has also been a significant...
by fpgonline | Jul 15, 2015 | Latest News & Blog
Figures released this week show that April’s pension freedoms, which allow those aged 55 and over to cash in their pensions to release a lump sum, are proving popular – more than £1.8bn has been ‘liberated’ from around 235,000 pension pots in just three months....
by fpgonline | Jul 8, 2015 | Latest News & Blog
Taper of annual allowance for those earning between £150,000 and £210,000 from £40,000 to £10,000 read more Pension input periods will be aligned to tax years for all schemes from April 2016 read more Second hand annuity market delayed until 2017 Pension wise...
by fpgonline | Jul 4, 2015 | Latest News & Blog
Interest-only mortgage deals have re-emerged as an option for borrowers after virtually disappearing for the past five years. Interest-only deals, where the borrower only pays off the interest each month and not the capital, were immensely popular prior to the...
by fpgonline | Jun 30, 2015 | Latest News & Blog
Reports in the Press this week suggest that as many as 160 Tory MPs support the call to cut the top rate of income tax from 45p to 40p in the July 8th budget. They believe that, by reducing tax rates for the highest earners, it produces more economic activity, which...