The 2014 Budget contained some unexpected good news for pensioners and savers, which included the introduction of the New Individual Savings Account, or NISA’s, as well as ‘Pension Liberation’ changes designed to allow individuals to unlock their pensions, or access funds early.

The New Individual Savings Account came into affect on July 1st 2014, entitling us all to increase our investment in ISA’s from £11,800 to £15,000 each year – the Junior ISA limit increased by a smaller amount – from £3,840 to £4,000.

Savers can also now take advantage of tax-free interest in Stocks and Shares NISAs – the new rules allowing interest on cash held in this scheme to become completely tax-free, along with improved flexibility when splitting your NISA allowances between New Cash ISA’s and New Stocks & Shares ISA’s – transfer options between the two ISA’s are also improved.

If you would like to find out more information on your NISA entitlements, and how they fit into a broader investment strategy, please call us on 0800 731 7614, or e-mail, and we will be delighted to help you make the right informed decisions.










Click Here To Call Us Now