If you are considering moving home, or re-mortgaging your existing property, the unveiling of Santander’s new product range could have come at the perfect time for you.

The lender launched its lowest-ever fixed rate mortgage, a 0.99 per cent 18-month loan at 60 per cent LTV

The loan has a £1499 product fee and has a short-term borrowing option.

Santander has also added £250 cash-back to its 1.89 per cent five-year fixed rate purchase and remortgage loan, at 60 per cent LTV and with a £999 fee.

They have also cut rates on its 90 per cent LTV two-year fixed rate first-time buyer loan to 2.24 per cent. The loan has a £999 fee.

There are new rates across its range of Help to Buy: equity loan products – the broker-only lender is now selling a 1.54 per cent two-year fix at 75 per cent LTV, with a £999 fee.

It is also offering a 1.64 per cent 2.5-year fixed rate loan at 75 per cent LTV with a £999 fee and selling a 2.04 per cent 2.5-year fixed loan at 75 per cent LTV, with no product fee.

If you would like to speak about your mortgage or re-mortgage, and secure one of the record low deals that are currently available, please feel call Steve Padgman on 020 8614 4782 or email Steve.Padgham@fpgonline.co.uk