According to the Bank of England, many of the mortgages advertised to borrowers during May were cheaper than at any time on record.

For households with substantial property equity, short-term fixed rates fell to their lowest levels since records began in 1995  – the Bank’s figures showed that the average price quoted in the market for a two-year fixed rate mortgage and 75 per cent loan to value ratio fell to 1.9 per cent.

Borrowers also took advantage of two-year variable mortgage rates of 1.56 per cent, which offers exceptional value and medium term security for many families.

If you would like take advantage of these historically low home loan deals, and benefit from receiving the best independent mortgage advice, please call Steve Padgham on 020 8614 4782 or e-mail 

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